V2 VENTURES

EIN 04-3681818 · MO · Professional Services

Compensation disclosed4 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Professional Services · 1–100 employees · same industry, regional · n=16 employers (your plan plus 15 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.

(latest)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$43,115

Broker pay, employer-paid lines (2021)

$39.48

6th highest of 16 comparable plans (your plan plus 15 peers)

Lines disclosed: Dental · Vision · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 3.9% (peer median 7.9%, the lowest disclosed broker pay among 16 comparable plans (your plan plus 15 peers)).

Without the 3 low-disclosure peers, this plan is 6th highest of 13 comparable plans (your plan plus 12 peers).

Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.

Employer-paid $43,115 benchmarked for 2021 · Voluntary $2,054 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

3.4%

Peer median 3.8%

Within peer range

Dental

7.7%

Peer median 6.6%

Within peer range

Short-term disability

7.5%

Peer median 15.0%

Below peer range

Voluntary / worksite

7.7%

Peer median 16.6%

Below peer range

Vision

5.3%

Peer median 8.2%

No commission on this contract

Long-term disability

Not comparable

Premium under $10,000 is too small to compare

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Life is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report

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Where the $45,169 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	Blue Cross & Blue Shield of Kansas City	3.4%	med 3.8%	Within peer range
Dental	Delta Dental of Missouri	7.7%	med 6.6%	Within peer range
Short-term disability	Standard Insurance Company	7.5%	med 15.0%	Below peer range
Voluntary / worksitefiled as “Life, Other (AD&D/ VOLUNTARY LIFE)”	Standard Insurance Company	7.7%	med 16.6%	Below peer range
Vision	Vision Service Plan	5.3%	med 8.2%	No commission on this contract

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Long-term disability — Standard Insurance Company — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=1,530 contracts, Midwest, 1-100 covered lives
Dental: n=2,667 contracts, Midwest, 101-500 covered lives
Short-term disability: n=528 contracts, Midwest, 1-100 covered lives
Voluntary / worksite: n=1,694 contracts, Midwest, 1-100 covered lives
Vision: n=416 contracts, Midwest, 1-100 covered lives
Long-term disability: n=603 contracts, Midwest, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2021 filing. These 6 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501V2 VENTURES EMPLOYEE HEALTH CARE PLAN91 participants (2021)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file1

Lead broker continuitySingle year on file

Broker setup4 brokers across benefit lines

Most

Peer benchmarkProfessional Servicesn=16 · regional peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Missouri employer health plans · Professional Services plans in Missouri · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2021. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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