Heading into renewal
Renewal Readiness
Option B: Prepare for renewal
Renewal Readiness
Not a second PDF. A time-boxed renewal workspace that includes the Broker Compensation Benchmark Report, then adds the working tools your team uses until you sign. The complete product is priced by covered lives because renewal complexity scales with plan size. Confirm covered lives below (we prefill from your latest Form 5500 when we know your company) to see your exact price.
Already bought the $199 report? Your full $199 applies if you upgrade within 60 days.
Required at checkout so we charge the sliding-scale price for your plan size. Edit if your current headcount differs from the filing.
Report + Fee Modeler + Ask Unbrokered
Renewal Readiness
$1,999–$2,999 one-time
The complete renewal workspace. Confirm lives above for your exact price
Go into renewal with the numbers, scenarios, and questions your team needs to negotiate from evidence.
- Broker Compensation Benchmark Report PDF included — download and keep
- Up to 4 months of renewal-season access
- CAA disclosure gap-check
- Renewal Talking Points + Prep Kit (letter, RFP, question set)
- Interactive Fee Modeler — run what-if fee scenarios
- Ask Unbrokered — plain-English Q&A on your own numbers
- Peer broker firm comparison: median per participant per month, bonus share, and trend by firm
Ask Unbrokered: Ask plain-English questions about your own report and get answers built from your filings, with the questions to put to your broker drafted for you.
Why does the report flag our dental line?
Your dental contract with Delta Dental of Ohio pays the broker 10.9% of premium. Comparable single-line dental contracts in your peer group have a median of 5.5%, so yours sits above the typical range. On $348,000 of dental premium, that is about $18,860 a year more than the peer-median rate would pay. It doesn't mean anything improper happened, since commission schedules vary, but it is a fair thing to ask about.
What should I ask our broker about it?
Three questions to start with. 1. What commission schedule applies to our dental contract, and does it change over time? 2. Does the carrier pay you any bonus or override tied to our business beyond that rate? 3. Would you consider a lower commission or a flat fee for dental at this renewal? Ask for the answers in writing so they can go in the plan file.
It explains your numbers and drafts your questions. It won't recommend a broker, and it doesn't sell anything.
One-time purchase. Full access for up to 4 months — enough to cover your renewal cycle from first quotes to signature.
3,501 or more covered lives, multiple plans, or multiple EINs?+
Renewal Readiness — Complex Plans
Contact us
3,501+ covered lives, custom quote
- Everything in Renewal Readiness
- For 3,501 or more covered lives, multiple plans, multiple EINs, or unusually complex structures
- Scope, deliverables, timeline, and price confirmed before purchase
| Company Report $199 | Renewal Readiness | |
|---|---|---|
| Ask Unbrokered | Ask about your report (20 questions / month) | Your renewal analyst: game plan, targets, drafted asks |
| Game plan document | — | Included |
| Upgrade credit | Full $199 toward RR within 60 days | — |
Frequently asked
Why is Renewal Readiness priced by covered lives?+
Because renewal work scales with plan size. More lives usually means more carriers, more fee lines, and more stakeholders. The product is the same at every self-serve size; only the price slides. At checkout you confirm covered lives (we prefill from your latest Form 5500 when we know your company) and see the exact amount.
What happens if we have more than 3,500 covered lives or multiple plans?+
Renewal Readiness — Complex Plans is scoped before purchase for organizations with 3,501 or more covered lives, multiple plans, multiple EINs, or unusually complex structures. We confirm the deliverables, timeline, and price before you buy.
What does Renewal Readiness add beyond the $199 report?+
The report is the dated document you download and keep for the fiduciary file. Renewal Readiness includes that report and adds a four-month working workspace: CAA disclosure gap-check, interactive Fee Modeler, Ask Unbrokered, a peer broker firm comparison, personalized Talking Points, RFP template, disclosure-request letter, renewal questions, and a downloadable scenario summary.