FORD FOUNDATION

EIN 13-1684331 · NY · Nonprofit / Association

Compensation disclosed3 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025 · analysis: $134,2202024: Not reported2023: Not reported2022: Not reported2021: Not reported

Benchmarked against: Nonprofit / Association · 101–500 employees · same industry, in-state · n=15 employers (your plan plus 14 peers)

319

(latest)

Fully insured

Funding

$134,220

Broker pay, employer-paid lines (2025)

$35.06

11th highest of 15 comparable plans (your plan plus 14 peers)

Lines disclosed: Dental · Vision

Broker pay as a share of insured premium: 6.5% (peer median 4.8%, 2nd highest of 15 comparable plans (your plan plus 14 peers)).

Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Dental

0.8%

Peer median 3.8%

Below peer range

Vision is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.

Life is not on this filing as its own contract, so there is no peer rate to show for it.

Where the $134,220 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

DentalHealthShort-term disabilityLife insurance

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Dental · contract 0655769 DENTAL	Aetna Life Insurance Company	0.8%	med 3.8%	Below peer range
Dental · contract 0655769	Aetna Life Insurance Co.	0.8%	med 5.3%	Below peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

Covers	Contract	Effective rate	vs. peers
Medical + Dental + Vision	Aetna Life Insurance CompanyPlan 501	9.6%	Bundled; no single-line peer

How the peer group for each line was built

Dental: n=464 contracts, Northeast, 501-2500 covered lives
Dental: n=1,171 contracts, Northeast, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 3 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 502LIFE & AD & D INSURANCE PLAN348 participants (2025)

DentalFully insured · 5 years on file

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PN 501COMPREHENSIVE MEDICAL INSURANCE PLAN319 participants (2025)

HealthShort-term disabilityFully insured · 5 years on file

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PN 503DENTAL EXPENSE INSURANCE PLAN282 participants (2025)

Life insuranceFully insured · 5 years on file

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PN 513FORD FOUNDATION RETIREE WELFARE PLAN0 participants (2025)

HealthDentalSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuitySingle year on file

Most

Peer benchmarkNonprofit / Associationn=15 · state peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Nonprofit / Association, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: New York employer health plans · Nonprofit / Association plans in New York · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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