BURKE REHABILITATION HOSPITAL

EIN 13-1739937 · NY · Health System / Hospital

Compensation disclosed5 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $39,7942024: $29,5902023: $35,9982022: $39,4132021 · analysis: $178,680

Benchmarked against: Health System / Hospital · 501–2,500 employees · same industry, in-state · n=53 employers (your plan plus 52 peers)

908

(2021)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$178,680

Broker pay, employer-paid lines (2021)

$16.40

2021 · 81st pct vs peers · n=53

Lines disclosed: Vision · Life · Long-term disability

Broker pay as a share of insured premium: 1.9% (peer median 6.2%, 6th percentile).

Without the 15 low-disclosure peers, this plan is at the 73rd percentile of 38 comparable plans (your plan plus 37 peers).

Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.

Employer-paid $178,680 benchmarked for 2021 · Voluntary $13,896 shown separately, compared by rate only

Showing 2021, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2021?

The figures above use 2021, the latest year we can compare with similar employers. A filing for 2022–2025 is on file. 2022 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2023 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. 2022 broker pay on file so far totals $40,992 across all lines, about 79% less than the $192,576 for 2021. 2023 broker pay on file so far totals $38,009 across all lines, about 80% less than the $192,576 for 2021. 2024 broker pay on file so far totals $31,364 across all lines, about 84% less than the $192,576 for 2021. 2025 broker pay on file so far totals $42,241 across all lines, about 78% less than the $192,576 for 2021. Rows for 2022–2025 stay in the broker history and stay out of the headline and the peer comparison.

Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

1.6%

Peer median 2.6%

Below peer range

Long-term disability

4.9%

Peer median 6.5%

Within peer range

Voluntary / worksite

11.9%

Peer median 15.0%

Within peer range

Life

6.6%

Peer median 8.7%

Within peer range

Vision

10.0%

Peer median 7.0%

Within peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

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Where the $192,576 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Disclosure opacity

What this filing doesn't show

This filing discloses no compensation on a health or stop-loss contract for 2025 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.

Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.

Broker history

Benefit lines covered by year — broker identity limited on public pages

Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2021, the latest year that is complete and benchmarked.

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2021 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	Empire Healthchoice Assurance, Inc.	1.6%	med 2.6%	Below peer range
Long-term disability	First Reliance Standard Life Insurance Company	4.9%	med 6.5%	Within peer range
Voluntary / worksite ((VOLUNTARY))	First Reliance Standard Life Insurance CompanyPlan 505 · 128 lives · Short-term disability, Other ((VOL…	11.9%	med 15.0%	Within peer range
Life (AD&D)	First Reliance Standard Life Insurance CompanyPlan 505 · 908 lives · Life, Other (AD&D)	6.6%	med 8.7%	Within peer range
Vision	Fidelity Security Life Insurance Company of New York	10.0%	med 7.0%	Within peer range
Life (DEP LIFE/ SUPP LIFE)	First Reliance Standard Life Insurance CompanyPlan 505 · 65 lives · Life, Other (DEP LIFE/ SUPP LIFE)	8.3%	med 15.0%	Below peer range
Voluntary / worksite (ACCIDENT/ CRITICAL ILLNESS/ HOSPITAL INDEMNITY (VOLUNTARY))multi-product: accident + critical illness + hospital indemnity	Hartford Life and Accident	14.4%	med 15.0%	Within peer range

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Voluntary / worksite — First Reliance Standard Life Insurance Company — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=666 contracts, Northeast, 501-2500 covered lives
Long-term disability: n=549 contracts, Northeast, 501-2500 covered lives
Voluntary / worksite: n=1,202 contracts, Northeast, 101-500 covered lives
Life: n=1,179 contracts, Northeast, 501-2500 covered lives
Vision: n=856 contracts, Northeast, 501-2500 covered lives
Life: n=604 contracts, Northeast, 1-100 covered lives
Voluntary / worksite: n=1,154 contracts, Northeast, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2021 filing. These 8 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 505BURKE REHABILITATION HOSPITAL EMPLOYEE BENEFIT GROUP INSURANCE PLAN968 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

Loading contracts…

PN 506BURKE REHABILITATION HOSPITAL FSA PLAN0 participants (2022)

HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuityFiled brokername changed

Broker setup3 brokers in 20215 across all years

Most

Peer benchmarkHealth System / Hospitaln=53 · state peers

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How do similar employers compare?

Employers in the same peer group (Health System / Hospital, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: New York employer health plans · Health System / Hospital plans in New York · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2021; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.