COLGATE-PALMOLIVE COMPANY
EIN 13-1815595 · NY · Manufacturing — Light
Benchmarked against: Manufacturing — Light · 2,501–10,000 employees · same industry, regional · n=50 employers (your plan plus 49 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Manufacturing — Light.
5,407
(latest)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$641,023
Broker pay, employer-paid lines (2024)
$9.88
76th pct vs peers · n=50
Lines disclosed: Vision · Life
Broker pay as a share of insured premium: 5.6% (peer median 5.5%, 57th percentile).
Without the 8 low-disclosure peers, this plan is at the 71st percentile of 42 comparable plans (your plan plus 41 peers).
Employer-paid $641,023 benchmarked for 2024 · Voluntary $69,477 shown separately, compared by rate only
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Life
4.9%
Peer median 4.4%
Within peer rangeVision
10.0%
Peer median 5.0%
Above peer rangeVoluntary / worksite
11.3%
Peer median 13.0%
Within peer rangeMedical
9.7%
Peer median 2.8%
Above peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental is not on this filing as its own contract, so there is no peer rate to show for it.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives
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Where the $710,500 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
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Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Life (ACCIDENTAL DEATH AND DISMEMBERMENT) | Hartford Life and AccidentPlan 506 · 14,732 lives · Life, Other (ACCIDENTAL DEATH AND … | 4.9% | med 4.4% | Within peer range |
| Life (ACCIDENTAL DEATH & DISMEMBERMENT) | Hartford Life and AccidentPlan 527 · 986 lives · Life, Other (ACCIDENTAL DEATH & DI… | 4.9% | med 8.3% | Within peer range |
| Vision · contract 99195151001/2/3 | EyeMed Vision CarePlan 529 · 7,269 lives · Vision | 10.0% | med 5.0% | Above peer range |
| Vision · contract 99157941001/2/3 | EyeMed Vision CarePlan 529 · 3,580 lives · Vision | 10.0% | med 5.0% | Above peer range |
| Voluntary / worksite (CRITICAL ILLNESS) | Metropolitan Life Insurance Company | 11.3% | med 13.0% | Within peer range |
| Medical · contract 0229361 | Metropolitan Life Insurance CompanyPlan 532 · 2,441 lives · Health | 9.7% | med 2.8% | Above peer range |
| Medical · contract 0229359 | Metropolitan Life Insurance CompanyPlan 532 · 3,304 lives · Health | 9.8% | med 3.5% | Within peer range |
| Voluntary / worksite (basic) | Metropolitan General Insurance Company | 13.6% | med 15.6% | Within peer range |
| Life (basic) | Ace American Insurance CompanyPlan 509 · 31,986 lives · Other (ACCIDENTAL DEATH AND DISMEM… | 30.0% | med 4.4% | Above peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Other benefitLONG TERM CARE | Prudential Insurance Company of AmericaPlan 525 | 3.4% | No comparable line |
6 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
- Vision — EyeMed Vision Care — Premium under $10,000 is too small to compare
- Life — Ace American Insurance Company — Premium under $10,000 is too small to compare
- Vision — EyeMed Vision Care — Premium under $10,000 is too small to compare
- Vision — EyeMed Vision Care — Premium under $10,000 is too small to compare
- Life — Ace American Insurance Company — Premium under $10,000 is too small to compare
- Vision — EyeMed Vision Care — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Life: n=214 contracts, Northeast, 10001-50000 covered lives
- Life: n=1,163 contracts, Northeast, 501-2500 covered lives
- Vision: n=174 contracts, Northeast, 2501-10000 covered lives
- Voluntary / worksite: n=181 contracts, Northeast, 2501-10000 covered lives
- Medical: n=517 contracts, Northeast, 501-2500 covered lives
- Medical: n=62 contracts, Northeast, 2501-10000 covered lives
- Voluntary / worksite: n=670 contracts, Northeast, 501-2500 covered lives
- Vision: n=257 contracts, Northeast, 1-100 covered lives
- Life: n=553 contracts, Northeast, 1-100 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 16 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 509TRAVEL ACCIDENT INSURANCE PLAN34K participants (2024)SeveranceOtherFully insured · 4 years on file
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PN 506COLGATE-PALMOLIVE COMPANY LIFE INSURANCE PLAN FOR ACTIVE EMPLOYEES AND NON-VEBA FUNDED RETIREES5.9K participants (2024)DentalOtherFully insured · 4 years on file
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PN 505COLGATE-PALMOLIVE COMPANY SHORT TERM DISABILITY PLAN5.8K participants (2024)Long-term disabilitySelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 524COLGATE-PALMOLIVE COMPANY EMPLOYEE ASSISTANCE PROGRAM5.8K participants (2024)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 515COLGATE-PALMOLIVE COMPANY PERSONAL CARE PROGRAM5.8K participants (2024)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 502COLGATE-PALMOLIVE COMPANY EMPLOYEE DENTAL EXPENSE ASSISTANCE PLAN5.8K participants (2024)Life insuranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 528COLGATE-PALMOLIVE COMPANY ADOPTION ASSISTANCE PROGRAM5.7K participants (2024)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 501COLGATE-PALMOLIVE COMPANY MEDICAL PLAN5.4K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 503COLGATE-PALMOLIVE COMPANY EMPLOYEE PRESCRIPTION DRUG PLAN5.3K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 529COLGATE-PALMOLIVE COMPANY VISION PLAN4.6K participants (2024)Short-term disabilitySelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 532COLGATE-PALMOLIVE COMPANY ANCILLARY WELFARE PLAN2.6K participants (2024)UnemploymentOtherFully insured · 4 years on file
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PN 525COLGATE-PALMOLIVE LONG TERM CARE PLAN391 participants (2024)OtherFully insured · 4 years on file
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PN 526COLGATE-PALMOLIVE COMPANY RETIREE MEDICAL PLAN0 participants (2024)HealthOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 527COLGATE-PALMOLIVE COMPANY LIFE INSURANCE PLAN FOR VEBA-FUNDED RETIREES0 participants (2024)DentalFully insured · 4 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Manufacturing — Light, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- VARSITY BRANDS HOLDING CO., INC.TexasCompensation disclosed →
- VF CORPORATIONColoradoCompensation disclosed →
- INTERNATIONAL FLAVORS & FRAGRANCES, INC.New YorkCompensation disclosed →
- TAYLOR CORPORATIONMinnesotaCompensation disclosed →
- MILLIKEN & COMPANYSouth CarolinaCompensation disclosed →
Browse more: New York employer health plans · Manufacturing — Light plans in New York · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.