KPS CAPITAL PARTNERS, LP

EIN 13-3548990 · NY · Other

Compensation disclosed3 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Other · 101–500 employees · same industry, in-state · n=308 employers (your plan plus 307 peers)

109

(latest)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$157,007

Broker pay, employer-paid lines (2024)

$120.04

99th pct vs peers · n=308

Lines disclosed: Life · Long-term disability

Broker pay as a share of insured premium: 4.5% (peer median 5.6%, 35th percentile).

Without the 85 low-disclosure peers, this plan is at the 99th percentile of 223 comparable plans (your plan plus 222 peers).

Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

3.7%

Peer median 3.6%

Within peer range

Long-term disability

4.7%

Peer median 13.9%

Below peer range

Life

19.9%

Peer median 13.0%

Above peer range

Dental and Vision are not on this filing as their own contracts, so there is no peer rate to show for them.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $157,007 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthDentalLife insuranceApprenticeship / trainingSeverance

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health, Prescription drug”	UnitedHealthcare Insurance Company	3.7%	med 3.6%	Within peer range
Long-term disability	Unum Life Insurance Company	4.7%	med 13.9%	Below peer range
Life · contract 923504	Hartford Life and Accident	19.9%	med 13.0%	Above peer range
Life · contract 00511702	The Guardian Life Insurance Company of America	23.0%	med 13.0%	Above peer range
Life · contract 5389275	Metropolitian Life Insurance Company	14.7%	med 13.0%	Within peer range

How the peer group for each line was built

Medical: n=2,850 contracts, Northeast, 101-500 covered lives
Long-term disability: n=1,298 contracts, Northeast, 101-500 covered lives
Life: n=2,313 contracts, Northeast, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 5 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501KPS CAPITAL PARTNERS, LP EMPLOYEE BENEFITS PLAN109 participants (2024)

HealthDentalLife insuranceApprenticeship / trainingSeveranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file1

Lead broker continuitySingle year on file

Broker setup3 brokers across benefit lines

Most

Peer benchmarkOthern=308 · state peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: New York employer health plans · Other plans in New York · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.