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NEW YORK CITY DISTRICT COUNCIL 37, AFSCME, AFL-CIO

Formerly NY CITY DISTRICT COUNCIL 37, AFSCME AFL-

EIN 13-5673101 · NY · Government / Public Sector

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Compensation disclosed2 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2025: $2,700,5802024 · analysis: $2,363,6612023: $2,096,1832022: $1,222,4012021: $1,804,473

Benchmarked against: All industries · 10,001–50,000 employees · all industries at this size, nationwide · n=706 employers

Fewer than the minimum (10) government / public sector employers of this size had broker pay on file, so the comparison widens to all industries at this size. The 706 figure is not government / public sector companies — it's every sector at your employee-size band, nationwide.

24,466

(2024)

Fully insured

Funding

$2,363,661

Broker pay, employer-paid lines (2024)

$8.05

2024

Lines disclosed: Dental · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 17.7% (peer median n/a, percentile unavailable).

Employer-paid $2,363,661 benchmarked for 2024 · Voluntary $2,718,887 shown separately, compared by rate only

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Voluntary / worksite

16.6%

50 peer contracts — p25 4.6% · median 13.3% · p75 21.0%. This contract: 16.6%.

Peer median 13.3%

Within peer range

Short-term disability

23.7%

58 peer contracts — p25 1.5% · median 3.2% · p75 6.5%. This contract: 23.7%.

Peer median 3.2%

Above peer range

Medical

30.1%

62 peer contracts — p25 1.5% · median 3.5% · p75 17.2%. This contract: 30.1%.

Peer median 3.5%

Above peer range

Life

7.5%

408 peer contracts — p25 2.2% · median 5.9% · p75 11.0%. This contract: 7.5%.

Peer median 5.9%

Within peer range

Long-term disability

11.7%

1,298 peer contracts — p25 9.3% · median 13.9% · p75 17.6%. This contract: 11.7%.

Peer median 13.9%

Within peer range

Dental

21.6%

752 peer contracts — p25 2.5% · median 4.0% · p75 6.5%. This contract: 21.6%.

Peer median 4.0%

Above peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Vision is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

  • What the gap is worth — the dollar difference vs. peer median, including a 3-year view
  • The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report

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Where the $5,082,548 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthDentalLife insuranceLong-term disabilityApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit lineContractRatevs. peersPosition
Voluntary / worksite ($0 premium)Life of BostonPlan 503 · 14,277 lives · Life, Other (WHOLE LIFE)16.6%50 peer contracts — p25 4.6% · median 13.3% · p75 21.0%. This contract: 16.6%.med 13.3%Within peer range
Voluntary / worksite ($0 premium)Transamerica Financial Life Insurance CompanyPlan 503 · 10,123 lives · Life, Other (UNIVERSAL LIFE INSURA…7.7%50 peer contracts — p25 4.6% · median 13.3% · p75 21.0%. This contract: 7.7%.med 13.3%Within peer range
Short-term disability · contract 0213591Metropolitan Life Insurance CompanyPlan 503 · 6,771 lives · Short-term disability23.7%58 peer contracts — p25 1.5% · median 3.2% · p75 6.5%. This contract: 23.7%.med 3.2%Above peer range
Voluntary / worksite ($0 premium)Transamerica Financial Life Insurance CompanyPlan 503 · 5,714 lives · Other (ACCIDENT)16.0%181 peer contracts — p25 8.2% · median 13.0% · p75 20.8%. This contract: 16.0%.med 13.0%Within peer range
Short-term disability · contract 0213590Metropolitan Life Insurance CompanyPlan 503 · 6,173 lives · Short-term disability9.5%58 peer contracts — p25 1.5% · median 3.2% · p75 6.5%. This contract: 9.5%.med 3.2%Above peer range
Medical · contract 0227690Metropolitan Life Insurance CompanyPlan 503 · 6,866 lives · Health30.1%62 peer contracts — p25 1.5% · median 3.5% · p75 17.2%. This contract: 30.1%.med 3.5%Above peer range
Short-term disability · contract 11DBL0695400Arch Insurance2.7%966 peer contracts — p25 7.0% · median 11.5% · p75 16.0%. This contract: 2.7%.med 11.5%Below peer range
Medical · contract 0227539Metropolitan Life Insurance CompanyPlan 503 · 5,563 lives · Health35.8%62 peer contracts — p25 1.5% · median 3.5% · p75 17.2%. This contract: 35.8%.med 3.5%Above peer range
Life · contract 0216810Metropolitan Life Insurance CompanyPlan 503 · 6,029 lives · Life7.5%408 peer contracts — p25 2.2% · median 5.9% · p75 11.0%. This contract: 7.5%.med 5.9%Within peer range
Voluntary / worksite ($0 premium)Ing Reliastar5.4%1,663 peer contracts — p25 10.9% · median 16.4% · p75 22.6%. This contract: 5.4%.med 16.4%Below peer range
Short-term disability · contract 0213592Metropolitan Life Insurance CompanyPlan 503 · 58 lives · Short-term disability12.0%375 peer contracts — p25 10.0% · median 14.7% · p75 18.6%. This contract: 12.0%.med 14.7%Within peer range
Long-term disabilityNew York Life Group Benefits11.7%1,298 peer contracts — p25 9.3% · median 13.9% · p75 17.6%. This contract: 11.7%.med 13.9%Within peer range
DentalMetropolitan Life Insurance CompanyPlan 503 · 1,276 lives · Dental21.6%752 peer contracts — p25 2.5% · median 4.0% · p75 6.5%. This contract: 21.6%.med 4.0%Above peer range
Medical · contract 0249011Metropolitan Life Insurance CompanyPlan 503 · 2,174 lives · HealthNot comparableRate is above 40% of premium on a core line, or 100% on a voluntary lineRate is above 40% of premium on a core line, or 100% on a voluntary line
Voluntary / worksite ($0 premium)Life of BostonPlan 503 · 159 lives · Other (ACCIDENT)8.5%1,663 peer contracts — p25 10.9% · median 16.4% · p75 22.6%. This contract: 8.5%.med 16.4%Below peer range
Short-term disability · contract VARIOUSLife of Boston5.0%375 peer contracts — p25 10.0% · median 14.7% · p75 18.6%. This contract: 5.0%.med 14.7%Below peer range
Voluntary / worksite ($0 premium)AflacPlan 503 · 108 lives · Other (CANCER INSURANCE)10.4%1,663 peer contracts — p25 10.9% · median 16.4% · p75 22.6%. This contract: 10.4%.med 16.4%Below peer range
Voluntary / worksite ($0 premium)AflacPlan 503 · 91 lives · Dental, Other (DENTAL INSURANCE)5.1%1,587 peer contracts — p25 12.0% · median 16.6% · p75 21.8%. This contract: 5.1%.med 16.6%Below peer range
Life · contract 0213588Metropolitan Life Insurance CompanyPlan 503 · 1,520 lives · Life3.3%1,163 peer contracts — p25 3.6% · median 8.3% · p75 13.3%. This contract: 3.3%.med 8.3%No commission on this contract
Medical · contract 0225678Metropolitan Life Insurance CompanyPlan 503 · 124 lives · Health10.4%2,850 peer contracts — p25 2.5% · median 3.6% · p75 5.0%. This contract: 10.4%.med 3.6%Above peer range
Life · contract 0216809Metropolitan Life Insurance CompanyPlan 503 · 125 lives · Life18.4%2,313 peer contracts — p25 8.7% · median 13.0% · p75 17.1%. This contract: 18.4%.med 13.0%Above peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Other benefitSHORT TERM DISABILITYTransamerica Financial Life Insurance CompanyPlan 5037.3%No comparable line
Other benefitEXCESS MAJOR MEDICALAIGPlan 50317.8%No comparable line
Other benefitCRITICAL CARETransamerica Financial Life Insurance CompanyPlan 50315.5%No comparable line
3 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
  • Life — National Union Fire Insurance Co. — Premium under $10,000 is too small to compare
  • Dental — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
  • Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
  • Voluntary / worksite: n=50 contracts, Northeast, 10001-50000 covered lives
  • Short-term disability: n=58 contracts, Northeast, 2501-10000 covered lives
  • Voluntary / worksite: n=181 contracts, Northeast, 2501-10000 covered lives
  • Medical: n=62 contracts, Northeast, 2501-10000 covered lives
  • Short-term disability: n=966 contracts, Northeast, 101-500 covered lives
  • Life: n=408 contracts, Northeast, 2501-10000 covered lives
  • Voluntary / worksite: n=1,663 contracts, Northeast, 101-500 covered lives
  • Short-term disability: n=375 contracts, Northeast, 1-100 covered lives
  • Long-term disability: n=1,298 contracts, Northeast, 101-500 covered lives
  • Dental: n=752 contracts, Northeast, 501-2500 covered lives
  • Medical: n=517 contracts, Northeast, 501-2500 covered lives
  • Voluntary / worksite: n=1,587 contracts, Northeast, 1-100 covered lives
  • Life: n=1,163 contracts, Northeast, 501-2500 covered lives
  • Medical: n=2,850 contracts, Northeast, 101-500 covered lives
  • Life: n=2,313 contracts, Northeast, 101-500 covered lives
  • Life: n=553 contracts, Northeast, 1-100 covered lives
  • Dental: n=583 contracts, Northeast, 1-100 covered lives
  • Voluntary / worksite: n=25,331 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 27 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract. Not comparable: Rate is above 40% of premium on a core line, or 100% on a voluntary line

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 503DISTRICT COUNCIL 37,AFSCME, AFL-CIO24K participants (2025)
HealthDentalLife insuranceLong-term disabilityApprenticeship / trainingSeveranceOtherFully insured · 5 years on file

Loading contracts…

PN 501WELFARE PLAN FOR EMPLOYEES OF DISTRICT COUNCIL 37323 participants (2024)
HealthDentalLong-term disabilityApprenticeship / trainingFully insured · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file5
Lead broker continuitySame primary broker
Broker setup2 brokers across benefit lines
Most
Peer benchmarkAll Industriesn=706 · all industries, your size

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Browse more: New York employer health plans · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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