ADDICTIONS CARE CENTER OF ALBANY INC.

EIN 14-1501404 · NY · Ambulatory / Outpatient Care

Compensation disclosed5 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Ambulatory / Outpatient Care · 1–100 employees · same industry, nationwide · n=19 employers (your plan plus 18 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, nationwide within Ambulatory / Outpatient Care.

(latest)

Fully insured

Funding

$40,295

Broker pay, employer-paid lines (2025)

$33.92

9th highest of 19 comparable plans (your plan plus 18 peers)

Lines disclosed: Life · Low disclosure

Broker pay as a share of insured premium: 5.4% (peer median 5.3%, 9th highest of 19 comparable plans (your plan plus 18 peers)).

Without the 3 low-disclosure peers, this plan is 9th highest of 16 comparable plans (your plan plus 15 peers).

Employer-paid $40,295 benchmarked for 2025 · Voluntary $4,772 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

4.5%

Peer median 3.8%

Within peer range

Life

20.0%

Peer median 16.1%

Within peer range

Voluntary / worksite

16.3%

Peer median 16.7%

Within peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental and Vision are not on this filing as their own contracts, so there is no peer rate to show for them.

Where the $45,067 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health, Prescription drug”	Capital District Physician's Health Plan Inc.	4.5%	med 3.8%	Within peer range
Life	Lincoln National Life Insurance CompanyPlan 501 · 66 lives · Life	20.0%	med 16.1%	Within peer range
Voluntary / worksite	Metropolitan Life Insurance CompanyPlan 501 · 30 lives · Health, Other (CRITICAL ILLNESS)	16.3%	med 16.7%	Within peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

Covers	Contract	Effective rate	vs. peers
Other benefitWEEKLY INCOME	Lincoln National Life Insurance CompanyPlan 501	14.2%	No comparable line

4 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show

Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
Life — Lincoln National Life Insurance Company — Premium under $10,000 is too small to compare
Life — Lincoln National Life Insurance Company — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=946 contracts, Northeast, 1-100 covered lives
Life: n=334 contracts, Northeast, 1-100 covered lives
Voluntary / worksite: n=998 contracts, Northeast, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 8 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501ADDICTIONS CARE CENTER OF ALBANY INC. WRAP BENEFIT PLAN99 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherFully insured

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file1

Lead broker continuitySingle year on file

Broker setup5 brokers across benefit lines

Most

Peer benchmarkAmbulatory / Outpatient Caren=19 · national peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Ambulatory / Outpatient Care, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: New York employer health plans · Ambulatory / Outpatient Care plans in New York · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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