CROUSE COMMUNITY CENTER, INC.
EIN 16-1358551 · NY · Health System / Hospital
2021: $47,871 shown as filed, excluded as a likely filing error
Benchmarked against: Health System / Hospital · 101–500 employees · same industry, in-state · n=38 employers (your plan plus 37 peers)
113
(latest)
Fully insured
Funding
$2,461
Broker pay, employer-paid lines (2022)
$1.81
1st pct vs peers · n=38
Lines disclosed: Dental · Life · Short-term disability · Low disclosure
Broker pay as a share of insured premium: 4.0% (peer median 4.6%, 27th percentile).
Without the 8 low-disclosure peers, this plan is at the 1st percentile of 30 comparable plans (your plan plus 29 peers).
Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.
Employer-paid $2,461 benchmarked for 2022 · Voluntary $163 shown separately, compared by rate only · $46,151 shown as filed, excluded as a likely filing error
Why excluded?
1 broker compensation line totaling $46,151 on the Form 5500 appears to be filing errors (a commission above 100% of the premium reported on that contract, or pay above $200 per participant per month or $50,000,000 on one line). We verified these amounts against the DOL EFAST publication — they are as filed by the plan sponsor, not an Unbrokered ingest error. Those lines are shown as filed and excluded from peer benchmarks and headline PEPM.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Life
10.7%
Peer median 12.0%
Within peer rangeVoluntary / worksite
Not comparable
Premium under $10,000 is too small to compare
Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.
Vision is not on this filing as its own contract, so there is no peer rate to show for it.
Where the $2,624 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
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Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Lifefiled as “Life, Other (ACCIDENTAL DEATH AND …” | The Standard Life Insurance Company of New York | 10.7% | med 12.0% | Within peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Dental | Excellus Blue Cross Blue ShieldPlan 502 | Not comparable | Bundled; no single-line peerCommission is above 100% of the premium on this contract |
| Life + Short-term disability | First Unum Life Insurance CompanyPlan 502 | Not comparable | Bundled; no single-line peerPremium under $10,000 is too small to compare |
1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show
- Voluntary / worksite — Continental American Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Life: n=2,389 contracts, Northeast, 101-500 covered lives
- Voluntary / worksite: n=1,283 contracts, Northeast, 1-100 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2022 filing. These 4 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 502CROUSE COMMUNITY CENTER EMPLOYEE BENEFIT PLAN CROUSE COMMUNITY CENTER EMPLOYEE CHOICE PLAN113 participants (2022)HealthDentalLife insuranceLong-term disabilitySeveranceFully insured · 2 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Health System / Hospital, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- SARASOTA-MANATEE JEWISH HOUSING COUNCIL, INC.FloridaCompensation disclosed →
- THE CONNECTICUT HOSPICEConnecticutCompensation disclosed →
- ANMED HEALTH CANNONSouth CarolinaCompensation disclosed →
- GOLDEN PLAINS COMMUNITY HOSPITALTexasCompensation disclosed →
- NEWVITAE, INC.PennsylvaniaCompensation disclosed →
Browse more: New York employer health plans · Health System / Hospital plans in New York · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2022. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.