HERITAGE HOTELS AND RESORTS, INC.

EIN 20-1884106 · NM · Hospitality / Food Service

Compensation disclosed5 brokers of record, 2021–2024As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2024 · analysis: $76,6602023: $66,3272022: $62,3132021: $52,005

Benchmarked against: Hospitality / Food Service · 101–500 employees · same industry, regional · n=58 employers (your plan plus 57 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Hospitality / Food Service.

386

(latest)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$76,660

Broker pay, employer-paid lines (2024)

$16.55

49th pct vs peers · n=58

Lines disclosed: Dental · Vision · Life · Short-term disability

Broker pay as a share of insured premium: 3.1% (peer median 6.8%, 11th percentile).

Without the 8 low-disclosure peers, this plan is at the 41st percentile of 50 comparable plans (your plan plus 49 peers).

Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.

Employer-paid $76,660 benchmarked for 2024 · Voluntary $7,770 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

1.6%

Peer median 4.9%

Below peer range

Dental

7.3%

Peer median 10.0%

Within peer range

Life

33.0%

Peer median 15.1%

Above peer range

Short-term disability

24.5%

Peer median 18.1%

Above peer range

Vision

4.3%

Peer median 10.0%

Below peer range

Voluntary / worksite

22.1%

Peer median 20.0%

Within peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report

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Where the $84,430 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	Presbyterian Health Plan Inc	1.6%	med 4.9%	Below peer range
Dental	United Concordia Insurance Company	7.3%	med 10.0%	Within peer range
Lifefiled as “Life, Other (AD&D)”	United of Omaha Life Insurance Company	33.0%	med 15.1%	Above peer range
Short-term disability	United of Omaha Life Insurance Company	24.5%	med 18.1%	Above peer range
Vision	Vision Service Plan	4.3%	med 10.0%	Below peer range
Voluntary / worksite ($0 premium)	United of Omaha Life Insurance CompanyPlan 501 · 54 lives · Other (CRITICAL ILLNESS)	22.1%	med 20.0%	Within peer range
Voluntary / worksite ($0 premium)	United of Omaha Life Insurance CompanyPlan 501 · 145 lives · Other (ACCIDENT)	22.2%	med 20.0%	Within peer range

How the peer group for each line was built

Medical: n=1,498 contracts, Southwest, 101-500 covered lives
Dental: n=711 contracts, Southwest, 101-500 covered lives
Life: n=942 contracts, Southwest, 101-500 covered lives
Short-term disability: n=259 contracts, Southwest, 1-100 covered lives
Vision: n=972 contracts, Southwest, 101-500 covered lives
Voluntary / worksite: n=1,061 contracts, Southwest, 1-100 covered lives
Voluntary / worksite: n=1,245 contracts, Southwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501HERITAGE HOTELS AND RESORTS SMART CARE 5000 HMO386 participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file4

Lead broker continuitySame primary broker

Broker setup5 brokers across benefit lines

Most

Peer benchmarkHospitality / Food Servicen=58 · regional peers

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How do similar employers compare?

Employers in the same peer group (Hospitality / Food Service, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: New Mexico employer health plans · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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