Unbrokered
Get started
← Back to search

BRIDGER PHOTONICS, INC.

EIN 20-5926537 · MT · Professional Services

Look up on EFAST ↗
Compensation disclosed1 broker of record, 2024–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2025 · analysis: $76,2162024: $5,988

Benchmarked against: Professional Services · 101–500 employees · same industry, regional · n=62 employers (your plan plus 61 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.

140

(latest)

Fully insured

Funding

$76,216

Broker pay, employer-paid lines (2025)

$45.37

43rd pct vs peers · n=62

Lines disclosed: Dental · Vision · Life · Short-term disability

Broker pay as a share of insured premium: 5.5% (peer median 6.4%, 34th percentile).

Without the 10 low-disclosure peers, this plan is at the 31st percentile of 52 comparable plans (your plan plus 51 peers).

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

4.3%

2,524 peer contracts — p25 3.1% · median 4.6% · p75 5.4%. This contract: 4.3%.

Peer median 4.6%

Within peer range

Dental

11.8%

1,131 peer contracts — p25 4.9% · median 7.0% · p75 10.0%. This contract: 11.8%.

Peer median 7.0%

Above peer range

Short-term disability

18.6%

372 peer contracts — p25 8.7% · median 12.3% · p75 16.4%. This contract: 18.6%.

Peer median 12.3%

Above peer range

Life

18.5%

1,282 peer contracts — p25 10.0% · median 14.4% · p75 17.5%. This contract: 18.5%.

Peer median 14.4%

Above peer range

Vision

10.7%

1,269 peer contracts — p25 4.6% · median 6.3% · p75 10.0%. This contract: 10.7%.

Peer median 6.3%

Above peer range

Where the $76,216 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

A screenshot isn't a record. Get the dated report for your file.

Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.

Benefits covered (latest filing)

DentalSeveranceOtherLong-term disabilityHealthLife insuranceShort-term disability

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition
Medicalfiled as “Health, Prescription drug, Other (…”Blue Cross Blue Shield of Montana4.3%2,524 peer contracts — p25 3.1% · median 4.6% · p75 5.4%. This contract: 4.3%.med 4.6%Within peer range
DentalUnited of Omaha Life Insurance Company11.8%1,131 peer contracts — p25 4.9% · median 7.0% · p75 10.0%. This contract: 11.8%.med 7.0%Above peer range
Short-term disabilityUnited of Omaha Life Insurance Company18.6%372 peer contracts — p25 8.7% · median 12.3% · p75 16.4%. This contract: 18.6%.med 12.3%Above peer range
Lifefiled as “Life, Other (ACCIDENTAL DEATH AND …”United of Omaha Life Insurance Company18.5%1,282 peer contracts — p25 10.0% · median 14.4% · p75 17.5%. This contract: 18.5%.med 14.4%Above peer range
VisionUnited of Omaha Life Insurance Company10.7%1,269 peer contracts — p25 4.6% · median 6.3% · p75 10.0%. This contract: 10.7%.med 6.3%Above peer range
How the peer group for each line was built
  • Medical: n=2,524 contracts, West, 101-500 covered lives
  • Dental: n=1,131 contracts, West, 101-500 covered lives
  • Short-term disability: n=372 contracts, West, 101-500 covered lives
  • Life: n=1,282 contracts, West, 101-500 covered lives
  • Vision: n=1,269 contracts, West, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 5 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 502LIFE AND AD&D PLAN162 participants (2025)
DentalSeveranceOtherFully insured · 2 years on file

Loading contracts…

PN 503SHORT TERM DISABILITY PLAN162 participants (2025)
Long-term disabilityFully insured · 2 years on file

Loading contracts…

PN 504MEDICAL PLAN140 participants (2025)
HealthOtherFully insured

Loading contracts…

PN 505DENTAL PLAN136 participants (2025)
Life insuranceFully insured

Loading contracts…

PN 506VISION PLAN100 participants (2025)
Short-term disabilityFully insured

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file2
Lead broker continuitySame primary broker
Most
Peer benchmarkProfessional Servicesn=62 · regional peers

Is this your company?

The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.

Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Montana employer health plans · Professional Services plans in Montana · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.