LIVING BRANCHES
EIN 23-2125481 · PA · Education — K-12
This filing doesn't itemize broker compensation the way most peer employers do. That can be a clean fee arrangement — or pay baked into premium. Peer market rates for similar plans are below.
Benchmarked against: Education — K-12 · 101–500 employees · same industry, in-state · n=23 employers
Peer disclosed broker cost: median $12.12 per participant per month · typical range $6.76–$38.41. This company's filings did not itemize an amount to place on that scale.
433
(latest)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
Not reported in filings
Broker pay, employer-paid lines (2025)
—
Peer median $12.12 per participant per month
Where the broker pay actually goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2025 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized coverages in this filing are the insured ancillary lines — dental, vision, life, disability. Schedule C captures advisor pay two ways: paid directly from plan assets, or received indirectly from a carrier or vendor in connection with the plan. This plan has no Schedule C on file — so any advisor compensation beyond those ancillary lines isn't captured in this filing.
No broker compensation rows linked to this employer's filings for 2025.
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Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 503LIVING BRANCHES WELFARE PLAN433 participants (2025)HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
Is this your company?
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How do similar employers compare?
Employers in the same peer group (Education — K-12, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- EDWARD VIA COLLEGE OF OSTEOPATHIC MEDICINEVirginiaCompensation disclosed →
- TEXAS CHILDCARE PARTNERSTexasCompensation disclosed →
- DESALES UNIVERSITYPennsylvaniaCompensation disclosed →
- SUMMIT ACADEMY MANAGEMENTOhioCompensation disclosed →
- NAZARETH UNIVERSITYNew YorkCompensation disclosed →
Browse more: Pennsylvania employer health plans · Education — K-12 plans in Pennsylvania · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
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