KRAFT HEINZ FOODS COMPANY

EIN 25-0542520 · IL · Other

Compensation disclosed9 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $128,0392024 · analysis: $3,089,1342023: $2,916,8112022: $2,945,7782021: $3,452,395

2022: $160,101 shown as filed, excluded as a likely filing error · 2021: $161,010 shown as filed, excluded as a likely filing error

Benchmarked against: Other · 10,001–50,000 employees · same industry, regional · n=28 employers (your plan plus 27 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Other.

16,372

(2024)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$3,089,134

Broker pay, employer-paid lines (2024)

$15.72

2024 · 96th pct vs peers · n=28

Lines disclosed: Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 11.5% (peer median 5.0%, 82nd percentile).

Without the 4 low-disclosure peers, this plan is at the 96th percentile of 24 comparable plans (your plan plus 23 peers).

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Only a smaller plan has filed for 2025 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. 2025 broker pay on file so far totals $128,039 across all lines, about 96% less than the $3,089,134 for 2024. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Life

2.1%

Peer median 2.9%

Within peer range

Long-term disability

1.5%

Peer median 4.4%

Below peer range

Short-term disability

1.9%

Peer median 10.0%

Below peer range

Dental and Vision are not on this filing as their own contracts, so there is no peer rate to show for them.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $3,089,134 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

SeveranceOtherDental

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers.

Disclosure opacity

What this filing doesn't show

This filing discloses no compensation on a health or stop-loss contract for 2025 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.

Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet. The analysis year is 2024, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet.

Benefit line	Contract	Rate	vs. peers	Position
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 623 · 19,944 lives · Life	2.1%	med 2.9%	Within peer range
Long-term disability · contract 0222100	Metropolitan Life Insurance CompanyPlan 512 · 7,913 lives · Long-term disability	1.5%	med 4.4%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 623 · 1,558 lives · Life	1.9%	med 10.9%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 568 · 7,694 lives · Life	2.2%	med 6.0%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 512 · 7,694 lives · Life	2.2%	med 6.0%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 512 · 16,140 lives · Life	1.9%	med 2.9%	Within peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 569 · 16,006 lives · Other (ACCIDENTAL DEATH & DISMEMBE…	2.0%	med 2.9%	Within peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 512 · 16,006 lives · Other (ACCIDENTAL DEATH AND DISMEM…	2.0%	med 2.9%	Within peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 568 · 8,987 lives · Life	2.0%	med 6.0%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 512 · 8,987 lives · Life	2.0%	med 6.0%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 623 · 2,215 lives · Life, Other (ACCIDENTAL DEATH AND …	2.1%	med 10.9%	Below peer range
Short-term disability	Metropolitan Life Insurance Company	1.9%	med 10.0%	Below peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 569 · 14,963 lives · Other (ACCIDENTAL DEATH & DISMEMBE…	2.2%	med 2.9%	Within peer range
Life ($0 premium)	Metropolitan Life Insurance CompanyPlan 512 · 14,963 lives · Other (ACCIDENTAL DEATH AND DISMEM…	2.2%	med 2.9%	Within peer range
Long-term disability · contract 0222105	Metropolitan Life Insurance CompanyPlan 512 · 290 lives · Long-term disability	2.2%	med 15.0%	Below peer range
Life ($0 premium)	National Union Fire Ins. Co. of Pittsburgh, PA	15.0%	med 2.9%	Above peer range

How the peer group for each line was built

Life: n=203 contracts, Midwest, 10001-50000 covered lives
Long-term disability: n=166 contracts, Midwest, 2501-10000 covered lives
Life: n=1,131 contracts, Midwest, 501-2500 covered lives
Life: n=383 contracts, Midwest, 2501-10000 covered lives
Short-term disability: n=268 contracts, Midwest, 501-2500 covered lives
Long-term disability: n=1,553 contracts, Midwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 16 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 512KRAFT HEINZ COMPANY GROUP BENEFITS PLAN16K participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

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PN 511KRAFT HEINZ FOODS COMPANY BUSINESS TRAVEL ACCIDENT INSURANCE POLICY16K participants (2025)

SeveranceOtherFully insured · 5 years on file

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PN 569KRAFT HEINZ FOODS COMPANY ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE PLAN8.1K participants (2025)

OtherFully insured · 5 years on file

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PN 568KRAFT HEINZ FOODS COMPANY SUPPLEMENTAL LIFE INSURANCE PLAN8K participants (2025)

DentalFully insured · 5 years on file

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PN 510KRAFT FOODS GROUP PUERTO RICO LLC16 participants (2022)

HealthDentalLife insuranceShort-term disabilityApprenticeship / trainingSeveranceOtherUnfunded / insured (non-filing)Fully insured · 2 years on file

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PN 623KRAFT HEINZ COMPANY RETIREE GROUP BENEFITS PLAN0 participants (2024)

HealthDentalLife insuranceShort-term disabilityOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuityFiled brokername changed

Broker setup5 brokers in 20249 across all years

Some

Peer benchmarkOthern=28 · regional peers

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How do similar employers compare?

Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Illinois employer health plans · Other plans in Illinois · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.