JENNINGS AUTOMOTIVE, INC.
EIN 25-1530282 · PA · Retail
Benchmarked against: Retail · 1–100 employees · same industry, in-state · n=50 employers (your plan plus 49 peers)
78
(2022)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$17,742
Broker pay, employer-paid lines (2022)
$18.96
2022 · 4th pct vs peers · n=50
Lines disclosed: Short-term disability · Low disclosure
Broker pay as a share of insured premium: 115.3% (peer median 87.4%, 61st percentile).
Without the 23 low-disclosure peers, this plan is at the 8th percentile of 27 comparable plans (your plan plus 26 peers).
Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.
Employer-paid $17,742 benchmarked for 2022 · Voluntary $3,354 shown separately, compared by rate only
Showing 2022, the latest year with a complete peer group. A 2024 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2022?
The figures above use 2022, the latest year we can compare with similar employers. A filing for 2023–2024 is on file. 2023 shows compensation the plan pays brokers directly, and is missing the commissions paid through insurance contracts that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 shows compensation the plan pays brokers directly, and is missing the commissions paid through insurance contracts that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 broker pay on file so far totals $14,413 across all lines, about 32% less than the $21,096 for 2022. Rows for 2023–2024 stay in the broker history and stay out of the headline and the peer comparison.
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Voluntary / worksite
10.5%
Peer median 15.2%
Below peer rangeShort-term disability
10.5%
Peer median 13.9%
Within peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental, Vision, and Life are not on this filing as their own contracts, so there is no peer rate to show for them.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
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Where the $21,096 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2024 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.
The 2024 filing is on file, but one of its compensation schedules has not arrived yet. The analysis year is 2022, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2022 — the same year as the headline figure and per-participant rate above. The 2024 filing is on file, but one of its compensation schedules has not arrived yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Voluntary / worksite (VOLUNTARY) | United of Omaha Life Insurance CompanyPlan 501 · 36 lives · Long-term disability, Other (VOLUN… | 10.5% | med 15.2% | Below peer range |
| Short-term disability | United of Omaha Life Insurance Company | 10.5% | med 13.9% | Within peer range |
| Voluntary / worksite (TERM LIFE VOLUNTARY) | United of Omaha Life Insurance CompanyPlan 501 · 35 lives · Life, Other (TERM LIFE VOLUNTARY) | 10.5% | med 15.2% | Within peer range |
How the peer group for each line was built
- Voluntary / worksite: n=1,283 contracts, Northeast, 1-100 covered lives
- Short-term disability: n=369 contracts, Northeast, 1-100 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2022 filing. These 3 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2024 is not rated here. Its rows appear in Broker history above as filed — pick 2024 on the year chips there to see them.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501JENNINGS AUTOMOTIVE, INC. GROUP INSURANCE PLAN50 participants (2024)HealthDentalShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Retail, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- BOB STEELE CHEVROLETFloridaCompensation disclosed →
- H N FUNKHOUSER & CO.VirginiaCompensation disclosed →
- ALPHANUMERIC SYSTEMS, INC.North CarolinaCompensation disclosed →
- HOMAGE, LLCOhioCompensation disclosed →
- EVERGREEN FORDWashingtonCompensation disclosed →
Browse more: Pennsylvania employer health plans · Retail plans in Pennsylvania · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2022; newest plan year with a filing on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.