CHARTER HR, INC.
EIN 27-3214766 · AL · Accounting / Consulting
1,572
(2020)
Fully insured
Funding
$21,069
Broker pay, employer-paid lines (2020)
$1.12
2020
Showing 2020, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2020?
The figures above use 2020, the latest year we can compare with similar employers. A filing for 2021–2025 is on file. 2021 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. 2022 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. 2023 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. 2024 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. 2025 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. 2021 broker pay on file so far totals $4,508 across all lines, about 79% less than the $21,069 for 2020. 2022 broker pay on file so far totals $4,510 across all lines, about 79% less than the $21,069 for 2020. 2023 broker pay on file so far totals $4,062 across all lines, about 81% less than the $21,069 for 2020. 2024 broker pay on file so far totals $4,032 across all lines, about 81% less than the $21,069 for 2020. 2025 broker pay on file so far totals $4,119 across all lines, about 80% less than the $21,069 for 2020. Rows for 2021–2025 stay in the broker history and stay out of the headline and the peer comparison.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: the tightest available peer cell for each line. Full table below. How the national rates are built.
Dental
14.7%
No peer cell
Life
9.6%
No peer cell
Vision
14.7%
No peer cell
Where the $21,069 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
The 2025 filing reports only a token amount of broker pay, under $5,000. The analysis year is 2020, the latest year that is complete and benchmarked.
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Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2020 — the same year as the headline figure and per-participant rate above. The 2025 filing reports only a token amount of broker pay, under $5,000.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Dental | Southland Dental | 14.7% | No peer cell | No peer cell |
| Life | Unum Life Insurance Company of America | 9.6% | No peer cell | No peer cell |
| Vision | National Guardian Life Insurance Company | 14.7% | No peer cell | No peer cell |
Everything in this table is from the 2020 filing. These 3 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.
No peer cell met the minimum sample size for these lines, so rates are shown without a market position. Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501CHARTER HR, INC. EMPLOYEE BENEFIT PLAN1.5K participants (2025)HealthDentalLife insuranceShort-term disabilityFully insured · 12 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Accounting / Consulting, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- REMOTE TECHNOLOGY SERVICES INC.CaliforniaCompensation disclosed →
- STRADA U.S. PAYROLL, LLCTexasCompensation disclosed →
- AMBASSADOR ENTERPRISES, LLCIndianaCompensation disclosed →
- BERKELEY RESEARCH GROUP, LLCDistrict of ColumbiaCompensation disclosed →
- UNITED BIOSOURCE, LLCPennsylvaniaCompensation disclosed →
Browse more: Alabama employer health plans · Accounting / Consulting plans in Alabama · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2020; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.