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VALLEY CHRISTIAN SCHOOL, INC.

EIN 33-1753568 · OH · Education — K-12

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Compensation disclosed3 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Education — K-12 · 101–500 employees · same industry, regional · n=38 employers (your plan plus 37 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Education — K-12.

121

(latest)

Fully insured

Funding

$33,660

Broker pay, employer-paid lines (2025)

$23.18

30th pct vs peers · n=38

Lines disclosed: Dental · Vision · Life · Short-term disability

Broker pay as a share of insured premium: 6.9% (peer median 4.5%, 81st percentile).

Without the 9 low-disclosure peers, this plan is at the 14th percentile of 29 comparable plans (your plan plus 28 peers).

Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.

Where the $33,660 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Other benefitOther benefitMedical MutualPlan 5016.1%No comparable line
Dental + Vision + Life + Short-term disabilityPrincipal Life Insurance CompanyPlan 50114.8%Bundled; no single-line peer

Everything in this table is from the 2025 filing. These 2 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

No peer cell met the minimum sample size for these lines, so rates are shown without a market position. Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501VALLEY CHRISTIAN SCHOOL, INC. WELFARE BENEFIT PLAN121 participants (2025)
HealthDentalLife insuranceShort-term disabilityLong-term disabilityOtherFully insured

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file1
Lead broker continuitySingle year on file
Broker setup3 brokers across benefit lines
Most
Peer benchmarkEducation — K-12n=38 · regional peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Education — K-12, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Ohio employer health plans · Education — K-12 plans in Ohio · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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