BOARD OF TRUSTEES, NATIONAL ALLIED WORKE

Formerly BOARD OF TRUSTEES, NATIONAL ALLIED WORKERS LOCAL 831

EIN 36-2241970 · IL · Nonprofit / Association

Compensation disclosed5 brokers of record, 2021–2024As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2024: $8,0252023: $320,1952022: $58,3562021 · analysis: $44,231

2023: $6,384,101 shown as filed, excluded as a likely filing error · 2022: $6,921,425 shown as filed, excluded as a likely filing error

Benchmarked against: Nonprofit / Association · 501–2,500 employees · same industry, regional · n=20 employers

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Nonprofit / Association.

639

(2021)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$44,231

Broker pay, employer-paid lines (2021)

$5.77

2021

Broker pay as a share of insured premium: 8.3% (peer median n/a, percentile unavailable).

Employer-paid $44,231 benchmarked for 2021 · $5,787,034 shown as filed, excluded as a likely filing error

Why excluded?

1 broker compensation line totaling $5,787,034 on the Form 5500 appears to be filing errors (a commission above 100% of the premium reported on that contract, or pay above $200 per participant per month or $50,000,000 on one line). We verified these amounts against the DOL EFAST publication — they are as filed by the plan sponsor, not an Unbrokered ingest error. Those lines are shown as filed and excluded from peer benchmarks and headline PEPM.

Showing 2021, the latest year with a complete peer group. A 2024 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2021?

The figures above use 2021, the latest year we can compare with similar employers. A filing for 2022–2024 is on file. 2022 shows compensation the plan pays brokers directly, and is missing the commissions paid through insurance contracts that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2023 shows compensation the plan pays brokers directly, and is missing the commissions paid through insurance contracts that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 shows compensation the plan pays brokers directly, and is missing the commissions paid through insurance contracts that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2023 broker pay on file so far totals $320,195 across all lines, about 624% more than the $44,231 for 2021. 2024 broker pay on file so far totals $8,025 across all lines, about 82% less than the $44,231 for 2021. Rows for 2022–2024 stay in the broker history and stay out of the headline and the peer comparison.

Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: national, all contract sizes. Full table below. How the national rates are built.

Stop-loss

3.0%

Peer median 7.5%

Below peer range

Dental, Vision, and Life are not on this filing as their own contracts, so there is no peer rate to show for them.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $44,231 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthLife insurance

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Disclosure opacity

What this filing doesn't show

This filing discloses no compensation on a health or stop-loss contract for 2024 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.

Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.

Broker history

Benefit lines covered by year — broker identity limited on public pages

Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.

Year:

The 2024 filing is on file, but one of its compensation schedules has not arrived yet. The analysis year is 2021, the latest year that is complete and benchmarked.

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2021 — the same year as the headline figure and per-participant rate above. The 2024 filing is on file, but one of its compensation schedules has not arrived yet.

Benefit line	Contract	Rate	vs. peers	Position
Stop-loss	The Union Labor Life Insurance Company	3.0%	med 7.5%	Below peer range

How the peer group for each line was built

Stop-loss: n=2,243 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2021 filing. This contract is a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2024 is not rated here. Its rows appear in Broker history above as filed — pick 2024 on the year chips there to see them.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501NATIONAL ALLIED WORKERS UNION INSURANCE TRUST463 participants (2024)

HealthLife insuranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file4

Lead broker continuityFiled brokername changed

Broker setup3 brokers in 20215 across all years

About half

Peer benchmarkNonprofit / Associationn=20 · regional peers

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How do similar employers compare?

Employers in the same peer group (Nonprofit / Association, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Illinois employer health plans · Nonprofit / Association plans in Illinois · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2021; newest plan year with a filing on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.