ILLINOIS HEALTH AND HOSPITAL ASSOCIATION

EIN 36-2352486 · IL · Nonprofit / Association

Compensation disclosed3 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $83,2262024 · analysis: $82,5212023: $72,8052022: $68,9312021: $68,859

Benchmarked against: Nonprofit / Association · 101–500 employees · same industry, in-state · n=49 employers (your plan plus 48 peers)

179

(2024)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$82,521

Broker pay, employer-paid lines (2024)

$38.42

2024 · 38th pct vs peers · n=49

Lines disclosed: Dental · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 2.7% (peer median 4.8%, 19th percentile).

Without the 8 low-disclosure peers, this plan is at the 33rd percentile of 41 comparable plans (your plan plus 40 peers).

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

2.6%

Peer median 3.5%

Within peer range

Dental

4.6%

Peer median 4.8%

Within peer range

Short-term disability

2.8%

Peer median 12.6%

Below peer range

Life

2.9%

Peer median 14.7%

Below peer range

Long-term disability

2.8%

Peer median 15.0%

Below peer range

Vision is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
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Where the $82,521 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	Bluecross Blueshield of Illinois	2.6%	med 3.5%	Within peer range
Dental	Metropolitan Life Insurance Company	4.6%	med 4.8%	Within peer range
Short-term disability	The Lincoln National Life Insurance Company	2.8%	med 12.6%	Below peer range
Lifefiled as “Life, Other (AD&D)”	The Lincoln National Life Insurance Company	2.9%	med 14.7%	Below peer range
Long-term disability	The Lincoln National Life Insurance Company	2.8%	med 15.0%	Below peer range

How the peer group for each line was built

Medical: n=3,704 contracts, Midwest, 101-500 covered lives
Dental: n=800 contracts, Midwest, 501-2500 covered lives
Short-term disability: n=1,155 contracts, Midwest, 101-500 covered lives
Life: n=2,636 contracts, Midwest, 101-500 covered lives
Long-term disability: n=1,553 contracts, Midwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 5 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 513ILLINOIS HEALTH AND HOSPITAL ASSOCIATION HEALTH AND WELFARE BENEFITS PLAN174 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuitySame primary broker

Broker setup1 broker in 20243 across all years

Most

Peer benchmarkNonprofit / Associationn=49 · state peers

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How do similar employers compare?

Employers in the same peer group (Nonprofit / Association, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Illinois employer health plans · Nonprofit / Association plans in Illinois · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.