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J&B MEDICAL SUPPLY CO, INC

EIN 38-3271174 · MI · Other

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Compensation disclosed4 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2025: $158,1962024 · analysis: $203,2812023: $150,7612022: $156,4362021: $115,556

Benchmarked against: Other · 101–500 employees · same industry, in-state · n=167 employers (your plan plus 166 peers)

451

(2024)

Self-funded

Funding

$203,281

Broker pay, employer-paid lines (2024)

$37.56

2024 · 71st pct vs peers · n=167

Lines disclosed: Dental · Vision · Life · Long-term disability

Broker pay as a share of insured premium: 5.6% (peer median 5.6%, 50th percentile).

Without the 52 low-disclosure peers, this plan is at the 62nd percentile of 115 comparable plans (your plan plus 114 peers).

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

5.1%

3,704 peer contracts — p25 2.5% · median 3.5% · p75 4.3%. This contract: 5.1%.

Peer median 3.5%

Above peer range

Dental

5.2%

800 peer contracts — p25 2.8% · median 4.8% · p75 8.1%. This contract: 5.2%.

Peer median 4.8%

Within peer range

Long-term disability

17.6%

1,553 peer contracts — p25 10.0% · median 15.0% · p75 18.6%. This contract: 17.6%.

Peer median 15.0%

Within peer range

Vision

5.5%

3,182 peer contracts — p25 6.3% · median 9.8% · p75 10.1%. This contract: 5.5%.

Peer median 9.8%

Below peer range

Life

16.7%

2,636 peer contracts — p25 10.0% · median 14.7% · p75 18.9%. This contract: 16.7%.

Peer median 14.7%

Within peer range

This page shows what was filed. The report shows what it means.

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Where the $203,281 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disability

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit lineContractRatevs. peersPosition
Medical · contract 00277208/001Blue Care Network of Michigan5.1%3,704 peer contracts — p25 2.5% · median 3.5% · p75 4.3%. This contract: 5.1%.med 3.5%Above peer range
Medical · contract 277208Blue Cross Blue Shield of Michigan5.0%1,578 peer contracts — p25 2.7% · median 4.0% · p75 5.1%. This contract: 5.0%.med 4.0%Within peer range
DentalDelta Dental of Michigan5.2%800 peer contracts — p25 2.8% · median 4.8% · p75 8.1%. This contract: 5.2%.med 4.8%Within peer range
Long-term disabilityfiled as “Long-term disability, Other (SHORT…”Unum Life Insurance Company of America17.6%1,553 peer contracts — p25 10.0% · median 15.0% · p75 18.6%. This contract: 17.6%.med 15.0%Within peer range
VisionEyeMed5.5%3,182 peer contracts — p25 6.3% · median 9.8% · p75 10.1%. This contract: 5.5%.med 9.8%Below peer range
Life (basic)Unum Life Insurance Company of AmericaPlan 505 · 149 lives · Life16.7%2,636 peer contracts — p25 10.0% · median 14.7% · p75 18.9%. This contract: 16.7%.med 14.7%Within peer range
Life (AD&D)Unum Life Insurance Company of AmericaPlan 505 · 424 lives · Life, Other (AD&D)9.8%2,636 peer contracts — p25 10.0% · median 14.7% · p75 18.9%. This contract: 9.8%.med 14.7%Below peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Other benefitLONG TERM CAREUnum Life Insurance Company of AmericaPlan 505Not comparableNo comparable linePremium under $10,000 is too small to compare
How the peer group for each line was built
  • Medical: n=3,704 contracts, Midwest, 101-500 covered lives
  • Medical: n=1,578 contracts, Midwest, 1-100 covered lives
  • Dental: n=800 contracts, Midwest, 501-2500 covered lives
  • Long-term disability: n=1,553 contracts, Midwest, 101-500 covered lives
  • Vision: n=3,182 contracts, Midwest, 101-500 covered lives
  • Life: n=2,636 contracts, Midwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 8 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 505J&B MEDICAL SUPPLY CO., INC. WELFARE BENEFIT PLAN465 participants (2025)
HealthDentalLife insuranceShort-term disabilitySelf-funded · 5 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file5
Lead broker continuityFiled brokername changed
Broker setup3 brokers in 20244 across all years
Most
Peer benchmarkOthern=167 · state peers

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How do similar employers compare?

Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Michigan employer health plans · Other plans in Michigan · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.