RUEKERT & MIELKE, INC.

EIN 39-0908882 · WI · Professional Services

Compensation disclosed4 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Professional Services · 101–500 employees · same industry, regional · n=83 employers (your plan plus 82 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.

130

(latest)

Fully insured

Funding

$45,172

Broker pay, employer-paid lines (2025)

$28.96

33rd pct vs peers · n=83

Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 4.0% (peer median 4.9%, 18th percentile).

Without the 12 low-disclosure peers, this plan is at the 23rd percentile of 71 comparable plans (your plan plus 70 peers).

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

3.0%

Peer median 3.3%

Within peer range

Life

10.6%

Peer median 17.4%

Below peer range

Short-term disability

10.4%

Peer median 13.7%

Within peer range

Dental

8.4%

Peer median 8.0%

Within peer range

Long-term disability

12.6%

Peer median 15.0%

Within peer range

Vision

Not comparable

Premium under $10,000 is too small to compare

Where the $45,172 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeverance

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	UnitedHealthcare Insurance Company	3.0%	med 3.3%	Within peer range
Life	Standard Insurance Company	10.6%	med 17.4%	Below peer range
Short-term disability	Standard Insurance Company	10.4%	med 13.7%	Within peer range
Dental	Delta Dental of Wisconsin	8.4%	med 8.0%	Within peer range
Long-term disability	Standard Insurance Company	12.6%	med 15.0%	Within peer range

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Vision — Superior Vision Insurance Plan of Wisconsin Inc. — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=2,275 contracts, Midwest, 101-500 covered lives
Life: n=450 contracts, Midwest, 1-100 covered lives
Short-term disability: n=774 contracts, Midwest, 101-500 covered lives
Dental: n=443 contracts, Midwest, 1-100 covered lives
Long-term disability: n=1,023 contracts, Midwest, 101-500 covered lives
Vision: n=289 contracts, Midwest, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 6 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 503RUEKERT & MIELKE, INC. WRAP PLAN130 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceFully insured

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file1

Lead broker continuitySingle year on file

Broker setup4 brokers across benefit lines

Most

Peer benchmarkProfessional Servicesn=83 · regional peers

Is this your company?

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How do similar employers compare?

Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Wisconsin employer health plans · Professional Services plans in Wisconsin · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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