ILLUMINUS HOLDING COMPANY, INC.

Formerly MARQUARDT MEMORIAL MANOR, INC

EIN 39-1126946 · WI · Health System / Hospital

Compensation disclosed2 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025 · analysis: $144,4362024: $82,2892023: $57,9592022: $53,3142021: $53,384

Benchmarked against: Health System / Hospital · 501–2,500 employees · same industry, regional · n=101 employers (your plan plus 100 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Health System / Hospital.

800

(latest)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$144,436

Broker pay, employer-paid lines (2025)

$15.05

81st pct vs peers · n=101

Lines disclosed: Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 2.5% (peer median 10.5%, 13th percentile).

Without the 5 low-disclosure peers, this plan is at the 80th percentile of 96 comparable plans (your plan plus 95 peers).

Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

2.2%

Peer median 2.5%

Within peer range

Vision

7.8%

Peer median 10.0%

Within peer range

Life is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.

Dental is not on this filing as its own contract, so there is no peer rate to show for it.

Where the $144,436 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeverance

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	Blue Cross & Blue Shield of Wisconsin	2.2%	med 2.5%	Within peer range
Vision	Wyssta Insurance Company Inc	7.8%	med 10.0%	Within peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

Covers	Contract	Effective rate	vs. peers
Life + Short-term disability + Long-term disability	Unum Life Insurance Company of AmericaPlan 502	5.0%	Bundled; no single-line peer

How the peer group for each line was built

Medical: n=432 contracts, Midwest, 501-2500 covered lives
Vision: n=2,257 contracts, Midwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 3 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 502ILLUMINUS EMPLOYEE HEALTH CARE PLAN800 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Loading contracts…

PN 501MARQUARDT MEMORIAL MANOR, INC WELFARE BENEFIT PLAN0 participants (2024)

HealthDentalLife insuranceLong-term disabilityApprenticeship / trainingSeveranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuitySame primary broker

Broker setup2 brokers across benefit lines

Most

Peer benchmarkHealth System / Hospitaln=101 · regional peers

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How do similar employers compare?

Employers in the same peer group (Health System / Hospital, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Wisconsin employer health plans · Health System / Hospital plans in Wisconsin · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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