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CERNER CORPORATION

EIN 43-1196944 · MO · Technology / Software

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Compensation disclosed6 brokers of record, 2021–2022As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2022 · analysis: $919,9002021: $1,321,899

Benchmarked against: All industries · 10,001–50,000 employees · all industries at this size, nationwide · n=672 employers (your plan plus 671 peers)

Fewer than the minimum (10) technology / software employers of this size had broker pay on file, so the comparison widens to all industries at this size. The 672 figure is not technology / software companies — it's every sector at your employee-size band, nationwide.

25,293

(latest)

2021 count · 2022 not reported

Fully insured

Funding

$919,900

Broker pay, employer-paid lines (2022)

$3.03

56th pct vs peers · n=672

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: national, all contract sizes. Full table below. How the national rates are built.

Life

6.7%

21,972 peer contracts — p25 7.7% · median 13.0% · p75 17.0%. This contract: 6.7%.

Peer median 13.0%

Below peer range

Vision

5.0%

17,761 peer contracts — p25 5.0% · median 9.2% · p75 10.1%. This contract: 5.0%.

Peer median 9.2%

Below peer range

Medical

23.1%

30,748 peer contracts — p25 2.9% · median 4.1% · p75 5.3%. This contract: 23.1%.

Peer median 4.1%

Above peer range

Dental is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

  • What the gap is worth — the dollar difference vs. peer median, including a 3-year view
  • The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report

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Where the $919,900 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthSeveranceLife insuranceShort-term disabilityOtherDental

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition
Life (AD&D)Securian Life Insurance Company6.7%21,972 peer contracts — p25 7.7% · median 13.0% · p75 17.0%. This contract: 6.7%.med 13.0%Below peer range
VisionVision Service Plan5.0%17,761 peer contracts — p25 5.0% · median 9.2% · p75 10.1%. This contract: 5.0%.med 9.2%Below peer range
Medical · contract 0148591Metropolitan Life Insurance CompanyPlan 519 · Health23.1%30,748 peer contracts — p25 2.9% · median 4.1% · p75 5.3%. This contract: 23.1%.med 4.1%Above peer range
Medical · contract 0171319Metropolitan Life Insurance CompanyPlan 518 · Health14.1%30,748 peer contracts — p25 2.9% · median 4.1% · p75 5.3%. This contract: 14.1%.med 4.1%Above peer range
Medical · contract 0229645Metropolitan Life Insurance CompanyPlan 522 · HealthNot comparableRate is above 40% of premium on a core line, or 100% on a voluntary lineRate is above 40% of premium on a core line, or 100% on a voluntary line
Life (basic)Ace American Insurance Company3.5%21,972 peer contracts — p25 7.7% · median 13.0% · p75 17.0%. This contract: 3.5%.med 13.0%Below peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Other benefitLONG TERM CAREUnum Life Insurance CompanyPlan 5053.0%No comparable line
How the peer group for each line was built
  • Life: n=21,972 contracts, national
  • Vision: n=17,761 contracts, national
  • Medical: n=30,748 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2022 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. Not comparable: Rate is above 40% of premium on a core line, or 100% on a voluntary line

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 502CERNER CORPORATION TRAVEL & ACCIDENT INSURANCE PLAN0 participants (2022)
HealthSeveranceFully insured · 2 years on file

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PN 501CERNER CORPORATION WRAPAROUND BENEFITS PLAN0 participants (2022)
HealthLife insuranceShort-term disabilityOtherSelf-funded · 2 years on file

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PN 505CERNER CORPORATION FOUNDATIONS LONG TERM CARE PLAN0 participants (2022)
HealthFully insured · 2 years on file

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PN 518CERNER CORPORATION FOUNDATIONS PERSONAL ACCIDENT PLAN0 participants (2022)
HealthFully insured · 2 years on file

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PN 519CERNER CORPORATION FOUNDATIONS CRITICAL ILLNESS PLAN0 participants (2022)
HealthFully insured · 2 years on file

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PN 503CERNER CORPORATION FOUNDATIONS LIFE INSURANCE PLAN0 participants (2022)
DentalSeveranceFully insured · 2 years on file

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PN 522CERNER CORPORATION FOUNDATIONS HOSPITAL INDEMNITY PLAN0 participants (2022)
HealthFully insured · 2 years on file

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PN 516CERNER CORPORATION POST-EMPLOYMENT HRA PLAN0 participants (2022)
HealthSelf-funded · 2 years on file

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PN 511CERNER FOUNDATIONS BENEFITS PROGRAM HEALTH CARE SPENDING ACCOUNT PLAN0 participants (2022)
HealthSelf-funded · 2 years on file

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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file2
Lead broker continuitySame primary broker
Broker setup5 brokers in 20226 across all years
Most
Peer benchmarkAll Industriesn=672 · all industries, your size

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How do similar employers compare?

Employers in the same peer group (Technology / Software, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Missouri employer health plans · Technology / Software plans in Missouri · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2022. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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