THE S2 HR SOLUTIONS GROUP 1, LLC

Formerly S2 HR SOLUTIONS GROUP 1, LLC

EIN 45-2568460 · FL · Accounting / Consulting

Compensation disclosed16 brokers of record, 2021–2024As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2024 · analysis: $4,913,3682023: $3,559,8432022: $3,020,1972021: $2,647,857

2022: $18,850 shown as filed, excluded as a likely filing error

Benchmarked against: Accounting / Consulting · 10,001–50,000 employees · same industry, nationwide · n=11 employers

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, nationwide within Accounting / Consulting.

23,776

(latest)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$4,913,368

Broker pay, employer-paid lines (2024)

$17.22

Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 2.4% (peer median n/a, percentile unavailable).

Employer-paid $4,913,368 benchmarked for 2024 · Voluntary $20,668 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

3.1%

Peer median 4.8%

Within peer range

Dental

5.4%

Peer median 7.0%

Within peer range

Vision

1.8%

Peer median 9.9%

Below peer range

Voluntary / worksite

23.0%

Peer median 18.9%

Within peer range

Short-term disability

14.5%

Peer median 17.9%

Below peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Life is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $4,934,036 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit line	Contract	Rate	vs. peers	Position
Medical · contract 4957753	Blue Cross Blue Shield of Massachusetts, Inc.	3.1%	med 4.8%	Within peer range
Medical · contract 326465HNO	Aetna Health, Inc.	1.9%	med 3.7%	Below peer range
Medical · contract 1491903	UnitedHealthcare Insurance Company	3.4%	med 4.8%	Within peer range
Medical · contract G10233303	Select Health	2.2%	med 3.7%	Within peer range
Medical · contract 606686	Kaiser Foundation Health Plan, Inc.	1.9%	med 3.7%	Below peer range
Dental ($0 premium)	Delta Dental of New Jersey, Inc.	5.4%	med 7.0%	Within peer range
Vision · contract 12299839	Vision Service PlanPlan 512 · 2,474 lives · Vision	1.8%	med 9.9%	Below peer range
Medical · contract 47083	Kaiser Foundation Health Plan of Colorado	4.6%	med 4.5%	Within peer range
Dental ($0 premium)	Safeguard Health Plans, Inc., a Texas Corporation	8.1%	med 7.0%	Within peer range
Voluntary / worksitemulti-product: accident + critical illness	American Public Life Insurance Company	23.0%	med 18.9%	Within peer range
Medical · contract 10529	Kaiser Foundation Health Plan of Georgia, Inc.	1.9%	med 4.5%	Below peer range
Vision · contract 30003238	Vision Service PlanPlan 511 · 563 lives · Vision	3.4%	med 9.9%	Below peer range
Dental ($0 premium)	Safeguard Health Plans, Inc., a California Corporation	8.2%	med 10.0%	Within peer range
Dental ($0 premium)	Safeguard Health Plans, Inc., a Florida CorporationPlan 501 · 330 lives · Dental	8.1%	med 10.0%	Within peer range
Dental ($0 premium)	Alpha Dental Programs, Inc.	3.0%	med 10.0%	No commission on this contract
Short-term disability	First Unum Life Insurance Company	14.5%	med 17.9%	Below peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

Covers	Contract	Effective rate	vs. peers
Medical + Dental + Vision	Aetna Life Insurance CompanyPlan 501	0.8%	Bundled; no single-line peer
Dental + Vision + Life + Short-term disability + Long-term disability	Metropolitan Life Insurance CompanyPlan 501	9.3%	Bundled; no single-line peer
Life + Short-term disability + Long-term disability	Unum Life Insurance Company of AmericaPlan 512	6.0%	Bundled; no single-line peer
Dental + Vision + Life + Short-term disability + Long-term disability	Metropolitan Life Insurance CompanyPlan 513	9.4%	Bundled; no single-line peer
Dental + Vision + Short-term disability	Metropolitan Life Insurance CompanyPlan 511	9.2%	Bundled; no single-line peer
Dental + Vision + Life + Short-term disability + Long-term disability	Metropolitan Life Insurance CompanyPlan 510	16.1%	Bundled; no single-line peer
Dental + Vision	Metropolitan Life Insurance CompanyPlan 509	11.3%	Bundled; no single-line peer
Life + Short-term disability + Long-term disability	Equitable Financial Life Insurance Company of AmericaPlan 509	12.5%	Bundled; no single-line peer
Life + Long-term disability	Unum Life Insurance Company of AmericaPlan 511	11.5%	Bundled; no single-line peer
Other benefitHOSPITAL	Combined Insurance Company of AmericaPlan 501	15.0%	No comparable line

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Dental — Safeguard Health Plans, Inc., a Florida Corporation — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=72 contracts, Southeast, 2501-10000 covered lives
Medical: n=542 contracts, Southeast, 501-2500 covered lives
Dental: n=795 contracts, Southeast, 501-2500 covered lives
Vision: n=1,050 contracts, Southeast, 501-2500 covered lives
Medical: n=2,345 contracts, Southeast, 1-100 covered lives
Voluntary / worksite: n=3,250 contracts, Southeast, 1-100 covered lives
Dental: n=2,124 contracts, Southeast, 101-500 covered lives
Short-term disability: n=733 contracts, Southeast, 1-100 covered lives
Dental: n=455 contracts, Southeast, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 27 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501ENGAGE PEO HEALTH AND WELFARE PLAN24K participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

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PN 512GENESIS HR SOLUTIONS WELFARE BENEFIT PLAN2.5K participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 513UNITED BENEFITS CONSULTING, INC HEALTH & WELFARE BENEFIT PLAN1.4K participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 511FUSION EMPLOYER SERVICES WELFARE BENEFIT PLAN351 participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 514HUMAN RESOURCES, INC. FLEXIBLE BENEFITS PLAN219 participants (2024)

HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 509INNOVATIVE EMPLOYER SOLUTIONS WELFARE BENEFIT PLAN183 participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 520LIFE AND DISABILITY PLAN FOR LEGACY EMPLOYEES OF INNOVATIVE EMPLOYER SOLUTIONS76 participants (2023)

DentalLong-term disabilityApprenticeship / trainingSeveranceUnfunded / insured (non-filing)Fully insured · 2 years on file

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PN 503DENTAL AND VISION PLAN FOR LEGACY EMPLOYEES OF INNOVATIVE EMPLOYER SOLUTIONS62 participants (2023)

Life insuranceShort-term disabilityUnfunded / insured (non-filing)Fully insured

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PN 507FLEXIBLE BENEFITS PLAN FOR LEGACY EMPLOYEES OF INNOVATIVE EMPLOYER SOLUTIONS37 participants (2023)

HealthUnfunded / insured (non-filing)Fully insured

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PN 521FUSION EMPLOYER SERVICES DENTAL PLAN0 participants (2024)

Life insuranceFully insured

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PN 522FUSION EMPLOYER SERVICES VISION PLAN0 participants (2024)

Short-term disabilityFully insured

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PN 510CEOHR INC WELFARE BENEFIT PLAN0 participants (2024)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

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PN 504EAP PLAN FOR LEGACY EMPLOYEES OF INNOVATIVE EMPLOYER SOLUTIONS0 participants (2023)

OtherFully insured

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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file4

Lead broker continuitySame primary broker

Broker setup10 brokers in 202416 across all years

Most

Peer benchmarkAccounting / Consultingn=11 · national peers

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How do similar employers compare?

Employers in the same peer group (Accounting / Consulting, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Florida employer health plans · Accounting / Consulting plans in Florida · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.