BLESSINGS4EVER HOME CARE AGENCY LLC
EIN 46-1522980 · PA · Ambulatory / Outpatient Care
Benchmarked against: Ambulatory / Outpatient Care · 101–500 employees · same industry, in-state · n=25 employers (your plan plus 24 peers)
167
(latest)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$118,483
Broker pay, employer-paid lines (2024)
$59.12
88th pct vs peers · n=25
Lines disclosed: Dental · Vision · Low disclosure
Broker pay as a share of insured premium: 184.3% (peer median 6.7%, 91st percentile).
Without the 6 low-disclosure peers, this plan is 2nd highest of 19 comparable plans (your plan plus 18 peers).
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Dental
16.4%
Peer median 5.4%
Above peer rangeVision
11.6%
Peer median 7.3%
Above peer rangeLife is not on this filing as its own contract, so there is no peer rate to show for it.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
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Where the $118,483 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2024 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Dental | United Concordia Insurance Company | 16.4% | med 5.4% | Above peer range |
| Vision | EyeMed Vision Care | 11.6% | med 7.3% | Above peer range |
How the peer group for each line was built
- Dental: n=2,240 contracts, Northeast, 101-500 covered lives
- Vision: n=2,338 contracts, Northeast, 101-500 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 2 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501BLESSINGS4EVER HOME CARE AGENCY LLC EMPLOYEE BENEFITS HEALTH & WELFARE PLAN167 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 502BLESSINGS4EVER HOME CARE AGENCY LLC GROUP INSURANCE PLAN147 participants (2024)Life insuranceShort-term disabilityOtherFully insured · 3 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Ambulatory / Outpatient Care, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- ARIZONA ADVANCED SURGERYArizonaCompensation disclosed →
- CND LIFE SCIENCES, INCArizonaCompensation disclosed →
- SIERRA MEDICAL SERVICES ALLIANCENevadaCompensation disclosed →
- A STEP FORWARDUtahCompensation disclosed →
- BUCKEYE HOME HEALTH CAREOhioCompensation disclosed →
Browse more: Pennsylvania employer health plans · Ambulatory / Outpatient Care plans in Pennsylvania · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.