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TRI CITY FOODS, INC.

EIN 47-1813575 · IL · Hospitality / Food Service

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Compensation disclosed282 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2025: $744,4212024: Not reported2023 · analysis: $167,0752022: $129,4392021: $168,517

Benchmarked against: Hospitality / Food Service · 501–2,500 employees · same industry, regional · n=29 employers (your plan plus 28 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Hospitality / Food Service.

1,801

(2023)

Self-funded

Funding

$167,075

Broker pay, employer-paid lines (2023)

$7.73

2023 · 46th pct vs peers · n=29

Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 7.9% (peer median 10.0%, 39th percentile).

Without the 1 low-disclosure peer, this plan is at the 44th percentile of 28 comparable plans (your plan plus 27 peers).

Employer-paid $167,075 benchmarked for 2023 · Voluntary $1,287,143 shown separately, compared by rate only

Showing 2023, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2023?

The figures above use 2023, the latest year we can compare with similar employers. A filing for 2024–2025 is on file. 2024 reports only a token amount of broker pay, under $5,000. That is too small to compare with other employers. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2024–2025 stay in the broker history and stay out of the headline and the peer comparison.

Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Voluntary / worksite

55.8%

189 peer contracts — p25 10.1% · median 18.0% · p75 24.9%. This contract: 55.8%.

Peer median 18.0%

Above peer range

Short-term disability

<0.1%

273 peer contracts — p25 3.5% · median 8.6% · p75 15.0%. This contract: <0.1%.

Peer median 8.6%

No commission on this contract

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental, Vision, and Life are filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.

This page shows what was filed. The report shows what it means.

  • What the gap is worth — the dollar difference vs. peer median, including a 3-year view
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Where the $1,454,218 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized coverages in this filing are the insured ancillary lines — dental, vision, life, disability. Schedule C captures advisor pay two ways: paid directly from plan assets, or received indirectly from a carrier or vendor in connection with the plan. This plan has no Schedule C on file — so any advisor compensation beyond those ancillary lines isn't captured in this filing.

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2023, the latest year that is complete and benchmarked.

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2023 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit lineContractRatevs. peersPosition
Voluntary / worksite · contract 28264multi-product: accident + critical illness + hospital indemnityContinental American Insurance Company55.8%189 peer contracts — p25 10.1% · median 18.0% · p75 24.9%. This contract: 55.8%.med 18.0%Above peer range
Short-term disability · contract 0236035Metropolitan Life Insurance CompanyPlan 501 · 1,303 lives · Short-term disability<0.1%273 peer contracts — p25 3.5% · median 8.6% · p75 15.0%. This contract: <0.1%.med 8.6%No commission on this contract
Short-term disability · contract 0236034Metropolitan Life Insurance CompanyPlan 501 · 2,275 lives · Short-term disability1.4%273 peer contracts — p25 3.5% · median 8.6% · p75 15.0%. This contract: 1.4%.med 8.6%Below peer range
Voluntary / worksite · contract 9904944MetLife Legal Plans5.6%2,210 peer contracts — p25 12.6% · median 17.7% · p75 23.6%. This contract: 5.6%.med 17.7%Below peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Dental + Vision + Life + Short-term disability + Long-term disabilityMetropolitan Life Insurance CompanyPlan 5019.3%Bundled; no single-line peer
Dental + LifeContinental American Insurance CompanyPlan 50132.5%Bundled; no single-line peer
Dental + LifeContinental American Insurance CompanyPlan 50125.9%Bundled; no single-line peer
How the peer group for each line was built
  • Voluntary / worksite: n=189 contracts, Midwest, 2501-10000 covered lives
  • Short-term disability: n=273 contracts, Midwest, 501-2500 covered lives
  • Voluntary / worksite: n=2,210 contracts, Midwest, 101-500 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2023 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501TRI CITY FOODS, INC. EMPLOYEE BENEFITS PLAN3.7K participants (2025)
HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingOtherSelf-funded · 5 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file4
Lead broker continuitySame primary broker
Broker setup247 brokers in 2023282 across all years
Most
Peer benchmarkHospitality / Food Servicen=29 · regional peers

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How do similar employers compare?

Employers in the same peer group (Hospitality / Food Service, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Illinois employer health plans · Hospitality / Food Service plans in Illinois · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2023; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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