KENTUCKY PETROLEUM MARKETERS ASSOCIATION BENEFITS TRUST
EIN 47-5031831 · KY · Other
2017: $422,240 shown as filed, excluded as a likely filing error · 2016: $377,784 shown as filed, excluded as a likely filing error · 2015: $373,944 shown as filed, excluded as a likely filing error · 2014: $222,102 shown as filed, excluded as a likely filing error · 2013: $447,420 shown as filed, excluded as a likely filing error · 2012: $396,634 shown as filed, excluded as a likely filing error
628
(2018)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$186,627
Broker pay, employer-paid lines (2018)
$24.76
2018
Employer-paid $186,627 benchmarked for 2018 · $373,254 shown as filed, excluded as a likely filing error
Why excluded?
4 broker compensation lines totaling $373,254 on the Form 5500 appear to be filing errors (a commission above 100% of the premium reported on that contract, or pay above $200 per participant per month or $50,000,000 on one line). We verified these amounts against the DOL EFAST publication — they are as filed by the plan sponsor, not an Unbrokered ingest error. Those lines are shown as filed and excluded from peer benchmarks and headline PEPM.
Showing 2018, the latest year with a complete peer group. A 2024 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2018?
The figures above use 2018, the latest year we can compare with similar employers. A filing for 2021–2024 is on file. Only a smaller plan has filed for 2021 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. Only a smaller plan has filed for 2022 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. Only a smaller plan has filed for 2023 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. Only a smaller plan has filed for 2024 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. 2024 broker pay on file so far totals $128,693 across all lines, about 31% less than the $186,627 for 2018. Rows for 2021–2024 stay in the broker history and stay out of the headline and the peer comparison.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: the tightest available peer cell for each line. Full table below. How the national rates are built.
Medical
3.5%
No peer cell
Vision
Not comparable
Commission is above 100% of the premium on this contract
Dental
Not comparable
Commission is above 100% of the premium on this contract
Life is not on this filing as its own contract, so there is no peer rate to show for it.
Where the $186,627 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
The 2024 filings on file so far are from smaller plans; the main plan has not filed 2024 yet. The analysis year is 2018, the latest year that is complete and benchmarked.
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Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2018 — the same year as the headline figure and per-participant rate above. The 2024 filings on file so far are from smaller plans; the main plan has not filed 2024 yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Medicalfiled as “Health” | Anthem Health Plans of Kentucky, Inc. | 3.5% | No peer cell | No peer cell |
| Vision | Anthem Health Plans of Kentucky, Inc. | Not comparable | Commission is above 100% of the premium on this contract | Commission is above 100% of the premium on this contract |
1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show
- Dental — Anthem Health Plans of Kentucky, Inc. — Commission is above 100% of the premium on this contract
Everything in this table is from the 2018 filing. These 3 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2024 is not rated here. Its rows appear in Broker history above as filed — pick 2024 on the year chips there to see them.
No peer cell met the minimum sample size for these lines, so rates are shown without a market position. Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. Not comparable: Commission is above 100% of the premium on this contract
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501KENTUCKY BUSINESS GROUP VISION BENEFITS PLAN628 participants (2018)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 7 years on file
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PN 504KENTUCKY BUSINESS GROUP WELFARE BENEFITS PLAN459 participants (2024)HealthLife insuranceShort-term disabilitySelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 503KENTUCKY BUSINESS GROUP VISION BENEFITS PLAN194 participants (2018)VisionSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 7 years on file
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PN 502KENTUCKY BUSINESS GROUP DENTAL BENEFITS PLAN4 participants (2018)Life insuranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 7 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- MARINE REPAIR SERVICES, INC.South CarolinaCompensation disclosed →
- GLASSDOOR, INC.CaliforniaCompensation disclosed →
- EQUITAS HEALTHOhioCompensation disclosed →
- NYSARC, INC. GENESEE-LIVINGSTON- ORLEANS-WYOMING COUNTIES CHAPTERNew YorkCompensation disclosed →
- 3LS, INC.TennesseeCompensation disclosed →
Browse more: Kentucky employer health plans · Other plans in Kentucky · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2018; newest plan year with a filing on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.