Unbrokered
Get started
← Back to search

CONTINENTAL AUTOMOTIVE, INC.

EIN 51-0304065 · SC · Manufacturing — Heavy

Look up on EFAST ↗
Compensation disclosed2 brokers of record, 2021–2024As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2024 · analysis: $135,4452023: $241,3372022: $46,6722021: $82,678

Benchmarked against: Manufacturing — Heavy · 501–2,500 employees · same industry, in-state · n=12 employers (your plan plus 11 peers)

2,176

(latest)

Self-funded

Funding

$135,445

Broker pay, employer-paid lines (2024)

$5.19

8th highest of 12 comparable plans (your plan plus 11 peers)

Lines disclosed: Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 2.9% (peer median 9.8%, 9th highest of 12 comparable plans (your plan plus 11 peers)).

Without the 1 low-disclosure peer, this plan is 7th highest of 11 comparable plans (your plan plus 10 peers).

Employer-paid $135,445 benchmarked for 2024 · Voluntary $39,220 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Long-term disability

1.5%

169 peer contracts — p25 2.3% · median 5.8% · p75 10.0%. This contract: 1.5%.

Peer median 5.8%

Below peer range

Life

3.3%

422 peer contracts — p25 2.3% · median 6.4% · p75 12.1%. This contract: 3.3%.

Peer median 6.4%

Within peer range

Voluntary / worksite

23.0%

1,103 peer contracts — p25 12.4% · median 19.6% · p75 25.8%. This contract: 23.0%.

Peer median 19.6%

Within peer range

Medical

5.3%

2,345 peer contracts — p25 3.2% · median 4.5% · p75 5.8%. This contract: 5.3%.

Peer median 4.5%

Within peer range

Short-term disability

1.0%

75 peer contracts — p25 2.7% · median 7.1% · p75 12.0%. This contract: 1.0%.

Peer median 7.1%

No commission on this contract

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental and Vision are not on this filing as their own contracts, so there is no peer rate to show for them.

This page shows what was filed. The report shows what it means.

  • What the gap is worth — the dollar difference vs. peer median, including a 3-year view
  • The current structure compared against levels comparable plans actually reported
  • A committee-ready PDF: full broker breakdown, renewal question set, and disclosure-request letter included

Your full $199 applies toward Renewal Readiness if you upgrade within 60 days.

One-time purchase · 12 months of live access · PDF yours to keep · See a sample report

Researching several companies? Insight Pass — $299 per seat

Broker Compensation Benchmark Report

Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives

SAMPLE

Where the $174,665 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

A screenshot isn't a record. Get the dated report for your file.

Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.

Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition
Long-term disabilityLife Insurance Company of North America1.5%169 peer contracts — p25 2.3% · median 5.8% · p75 10.0%. This contract: 1.5%.med 5.8%Below peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 501 · 3,880 lives · Life3.3%422 peer contracts — p25 2.3% · median 6.4% · p75 12.1%. This contract: 3.3%.med 6.4%Within peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 501 · 4,406 lives · Life3.3%422 peer contracts — p25 2.3% · median 6.4% · p75 12.1%. This contract: 3.3%.med 6.4%Within peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 501 · 1,425 lives · Life, Other (ACCIDENTAL DEATH & DI…3.3%1,145 peer contracts — p25 6.0% · median 11.9% · p75 16.8%. This contract: 3.3%.med 11.9%Below peer range
Voluntary / worksite (CRITICAL ILLNESS)Securian Life Insurance CompanyPlan 501 · 638 lives · Life, Other (CRITICAL ILLNESS)23.0%1,103 peer contracts — p25 12.4% · median 19.6% · p75 25.8%. This contract: 23.0%.med 19.6%Within peer range
Medical · contract 234570Kaiser Foundation Health Plan, Inc.Plan 501 · 19 lives · Health5.3%2,345 peer contracts — p25 3.2% · median 4.5% · p75 5.8%. This contract: 5.3%.med 4.5%Within peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 501 · 355 lives · Life20.8%2,865 peer contracts — p25 10.9% · median 15.2% · p75 20.0%. This contract: 20.8%.med 15.2%Above peer range
Voluntary / worksite (ACCIDENT)Securian Life Insurance CompanyPlan 501 · 728 lives · Life, Other (ACCIDENT)22.0%1,103 peer contracts — p25 12.4% · median 19.6% · p75 25.8%. This contract: 22.0%.med 19.6%Within peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 601 · 666 lives · Life3.3%1,145 peer contracts — p25 6.0% · median 11.9% · p75 16.8%. This contract: 3.3%.med 11.9%Below peer range
Short-term disabilityLife Insurance Company of North AmericaPlan 501 · 2,566 lives · Short-term disability1.0%75 peer contracts — p25 2.7% · median 7.1% · p75 12.0%. This contract: 1.0%.med 7.1%No commission on this contract
Life ($0 premium)Securian Life Insurance CompanyPlan 601 · 34 lives · Life3.4%832 peer contracts — p25 13.6% · median 16.9% · p75 21.3%. This contract: 3.4%.med 16.9%Below peer range
Life ($0 premium)Securian Life Insurance CompanyPlan 601 · 38 lives · Life3.4%832 peer contracts — p25 13.6% · median 16.9% · p75 21.3%. This contract: 3.4%.med 16.9%No commission on this contract
Medical · contract 606436Kaiser Foundation Health Plan, Inc.Plan 501 · 3 lives · Health5.0%2,345 peer contracts — p25 3.2% · median 4.5% · p75 5.8%. This contract: 5.0%.med 4.5%No commission on this contract

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Life + Short-term disabilityNew York Life Group Insurance Company of New YorkPlan 501Not comparableBundled; no single-line peerPremium under $10,000 is too small to compare
3 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
  • Short-term disability — Life Insurance Company of North America — Premium under $10,000 is too small to compare
  • Life — Securian Life Insurance Company — Premium under $10,000 is too small to compare
  • Short-term disability — Life Insurance Company of North America — Premium under $10,000 is too small to compare
How the peer group for each line was built
  • Long-term disability: n=169 contracts, Southeast, 2501-10000 covered lives
  • Life: n=422 contracts, Southeast, 2501-10000 covered lives
  • Life: n=1,145 contracts, Southeast, 501-2500 covered lives
  • Voluntary / worksite: n=1,103 contracts, Southeast, 501-2500 covered lives
  • Medical: n=2,345 contracts, Southeast, 1-100 covered lives
  • Life: n=2,865 contracts, Southeast, 101-500 covered lives
  • Short-term disability: n=75 contracts, Southeast, 2501-10000 covered lives
  • Life: n=832 contracts, Southeast, 1-100 covered lives
  • Short-term disability: n=733 contracts, Southeast, 1-100 covered lives
  • Short-term disability: n=8,365 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 17 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501WELFARE BENEFITS PLAN FOR EMPLOYEES OF CONTINENTAL-AUTOMOTIVE SYSTEMS2.2K participants (2024)
HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherSelf-funded · 4 years on file

Loading contracts…

PN 601WELFARE BENEFITS PLAN FOR RETIREES OF CONTINENTAL - AUTOMOTIVE SYSTEMS1.3K participants (2024)
HealthDentalSeveranceFully insured · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file4
Lead broker continuityFiled brokername changed
Most
Peer benchmarkManufacturing — Heavyn=12 · state peers

Is this your company?

The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.

Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Manufacturing — Heavy, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: South Carolina employer health plans · Manufacturing — Heavy plans in South Carolina · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.