GHT LIMITED
EIN 54-0939323 · VA · Professional Services
Benchmarked against: Professional Services · 1–100 employees · same industry, regional · n=22 employers (your plan plus 21 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.
90
(latest)
Fully insured
Funding
$61,174
Broker pay, employer-paid lines (2021)
$56.64
62nd pct vs peers · n=22
Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability
Broker pay as a share of insured premium: 5.4% (peer median 6.2%, 24th percentile).
Without the 4 low-disclosure peers, this plan is 8th highest of 18 comparable plans (your plan plus 17 peers).
Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives
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Where the $61,174 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
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Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Vision | Carefirst Bluechoice, Inc.Plan 501 | 4.7% | Bundled; no single-line peer |
| Dental + Life + Short-term disability + Long-term disability | Principal Life Insurance CompanyPlan 501 | 9.8% | Bundled; no single-line peer |
Everything in this table is from the 2021 filing. These 2 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.
No peer cell met the minimum sample size for these lines, so rates are shown without a market position. Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501GHT LIMITED WELFARE BENEFITS PLAN90 participants (2021)HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherUnfunded / insured (non-filing)Fully insured
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- ID METRICS, INC.WashingtonCompensation disclosed →
- LEXITAS PHARMA SERVICES, INCNorth CarolinaCompensation disclosed →
- NEXONE, INCUtahCompensation disclosed →
- KARAT, INC.WashingtonCompensation disclosed →
- COVERED INSURANCE SOLUTIONS, LLCColoradoCompensation disclosed →
Browse more: Virginia employer health plans · Professional Services plans in Virginia · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2021. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.