DELTA AIR LINES, INC.
EIN 58-0218548 · GA · Transportation & Logistics
Benchmarked against: All industries · 50,000+ employees · all industries at this size, nationwide · n=115 employers (your plan plus 114 peers)
Fewer than the minimum (10) transportation & logistics employers of this size had broker pay on file, so the comparison widens to all industries at this size. The 115 figure is not transportation & logistics companies — it's every sector at your employee-size band, nationwide.
82,846
(2024)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$859,654
Broker pay, employer-paid lines (2024)
$0.86
2024 · 54th pct vs peers · n=115
Lines disclosed: Dental · Life · Short-term disability
Broker pay as a share of insured premium: 0.5% (peer median 2.1%, 6th percentile).
Without the 29 low-disclosure peers, this plan is at the 47th percentile of 86 comparable plans (your plan plus 85 peers).
Per-participant and share-of-premium comparisons differ because your plan insures a different mix of lines than most peers. The line-by-line rates below are the most direct comparison.
Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2024?
The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Only a smaller plan has filed for 2025 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Life
<0.1%
Peer median 2.1%
No commission on this contractShort-term disability
1.8%
Peer median 4.5%
Within peer rangeDental is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.
Vision is not on this filing as its own contract, so there is no peer rate to show for it.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
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Where the $859,654 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2025 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.
The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet. The analysis year is 2024, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 543 · 137,918 lives · Life | <0.1% | med 2.1% | No commission on this contract |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 502 · 132,772 lives · Life | 1.3% | med 2.1% | Within peer range |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 543 · 132,772 lives · Life | 1.3% | med 2.1% | Within peer range |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 504 · 27,209 lives · Life | <0.1% | med 3.3% | No commission on this contract |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 543 · 27,209 lives · Life | <0.1% | med 3.3% | No commission on this contract |
| Short-term disability | Metropolitan Life Insurance Company | 1.8% | med 4.5% | Within peer range |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 543 · 6,375 lives · Life | 1.7% | med 6.4% | Below peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Dental | Triple S Salud, Inc.Plan 544 | 5.0% | Bundled; no single-line peer |
How the peer group for each line was built
- Life: n=41 contracts, Southeast, 50000+ covered lives
- Life: n=215 contracts, Southeast, 10001-50000 covered lives
- Short-term disability: n=19 contracts, Southeast, 10001-50000 covered lives
- Life: n=422 contracts, Southeast, 2501-10000 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 8 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 541DELTA AIR LINES, INC. EMPLOYEE ASSISTANCE PLAN117K participants (2025)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
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PN 502DELTA FAMILY-CARE DISABILITY AND SURVIVORSHIP PLAN87K participants (2024)DentalVisionLong-term disabilityApprenticeship / trainingScholarshipSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 544DELTA ACCOUNT-BASED HEALTHCARE PLAN83K participants (2024)HealthLife insuranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 532DELTA VISION PLAN73K participants (2025)Short-term disabilityFully insured · 5 years on file
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PN 543DELTA AIR LINES, INC. OPTIONAL INSURANCES PLAN56K participants (2025)DentalLong-term disabilitySeveranceOtherFully insured · 5 years on file
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PN 504DELTA PILOTS DISABILITY AND SURVIVORSHIP PLAN17K participants (2024)DentalLong-term disabilityApprenticeship / trainingSeveranceOtherOther (collectively bargained)Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 551DELTA INVOLUNTARY SEVERANCE PROGRAM FOR MERIT EMPLOYEES11K participants (2025)ScholarshipOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
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PN 521DELTA AIR LINES, INC. MEDICAL REIMBURSEMENT PLAN4.9K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 506DELTA PILOTS HIGH-DEDUCTIBLE HEALTH PLAN1.8K participants (2024)HealthOther (collectively bargained)Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
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PN 503DELTA PILOTS MEDICAL PLAN1.5K participants (2024)HealthLife insuranceOther (collectively bargained)Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 525DELTA AIR LINES PILOTS MEDICAL REIMBURSEMENT PLAN1.4K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 550DELTA AIR LINES, INC. OFFICER AND DIRECTOR SEVERANCE PLAN561 participants (2025)ScholarshipOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
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PN 505SAN FRANCISCO MEDICAL OPTION PLAN409 participants (2025)HealthLife insuranceShort-term disabilitySelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 549DELTA RETIREE MEDICAL ACCOUNT PLAN0 participants (2025)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
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PN 547NORTHWEST AIRLINES, INC. GROUP MEDICAL PLAN0 participants (2025)HealthLife insuranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
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PN 542DELTA AIR LINES, INC. MEDICAL PREMIUM REIMBURSEMENT PLAN0 participants (2025)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
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PN 501DELTA FAMILY-CARE MEDICAL PLAN0 participants (2024)HealthLife insuranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 5462020 VOLUNTARY DEPARTURE PROGRAMS0 participants (2023)HealthLife insuranceShort-term disabilityScholarshipSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 3 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Transportation & Logistics, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- SOUTHWEST AIRLINES CO.TexasCompensation disclosed →
- JOINT PLAN COMMITTEEVirginiaCompensation disclosed →
- UNITED AIRLINES, INC.IllinoisCompensation disclosed →
- TEAMSTERS WESTERN REGION AND NEW JERSEY HEALTH CARE FUNDArizonaCompensation disclosed →
- AMERICAN AIRLINES, INC. -BENEFITSTexasCompensation disclosed →
Browse more: Georgia employer health plans · Transportation & Logistics plans in Georgia · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.