SIX CONTINENTS HOTELS, INC.

Formerly INTERCONTINENTAL HOTELS GROUP OPERATING CORP.

EIN 58-2283470 · GA · Hospitality / Food Service

Compensation disclosed8 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $360,9312024 · analysis: $303,2102023: $368,1822022: $252,1682021: $207,7092018: Not reported

2025: $7,032 shown as filed, excluded as a likely filing error

Benchmarked against: Hospitality / Food Service · 2,501–10,000 employees · same industry, regional · n=24 employers (your plan plus 23 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Hospitality / Food Service.

9,695

(2024)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$303,210

Broker pay, employer-paid lines (2024)

$2.61

2024 · 39th pct vs peers · n=24

Lines disclosed: Short-term disability · Long-term disability

Broker pay as a share of insured premium: 6.0% (peer median 10.0%, 35th percentile).

Without the 2 low-disclosure peers, this plan is at the 33rd percentile of 22 comparable plans (your plan plus 21 peers).

Employer-paid $303,210 benchmarked for 2024 · Voluntary $50,768 shown separately, compared by rate only · $54,966 shown as filed, excluded as a likely filing error

Why excluded?

3 broker compensation lines totaling $54,966 on the Form 5500 appear to be filing errors (a commission above 100% of the premium reported on that contract, or pay above $200 per participant per month or $50,000,000 on one line). We verified these amounts against the DOL EFAST publication — they are as filed by the plan sponsor, not an Unbrokered ingest error. Those lines are shown as filed and excluded from peer benchmarks and headline PEPM.

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Short-term disability

0.6%

Peer median 7.1%

Below peer range

Voluntary / worksite

1.2%

Peer median 15.9%

Below peer range

Long-term disability

1.4%

Peer median 5.8%

Below peer range

Medical

17.8%

Peer median 4.8%

Within peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental, Vision, and Life are not on this filing as their own contracts, so there is no peer rate to show for them.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $353,978 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit line	Contract	Rate	vs. peers	Position
Short-term disability	Lincoln National Life Insurance Company	0.6%	med 7.1%	Below peer range
Voluntary / worksite (ACCIDENTAL DEATH AND DISMEMBERMENT AND SUPPLEMENTAL LIFE)	Hartford Life and Accident	1.2%	med 15.9%	Below peer range
Long-term disability	Lincoln National Life Insurance Company	1.4%	med 5.8%	Below peer range
Medical · contract 0252688	Metropolitan Life Insurance CompanyPlan 501 · 3,537 lives · Health	17.8%	med 4.8%	Within peer range
Medical · contract 0252687	Metropolitan Life Insurance CompanyPlan 501 · 2,989 lives · Health	17.8%	med 4.8%	Within peer range
Medical · contract 0252686	Metropolitan Life Insurance CompanyPlan 501 · 4,478 lives · Health	17.8%	med 4.8%	Within peer range
Medical · contract 0252689	Metropolitan Life Insurance CompanyPlan 501 · 4,676 lives · Health	17.8%	med 4.8%	Within peer range
Voluntary / worksite (basic)	Metropolitan General Insurance Company	10.8%	med 19.6%	Below peer range

3 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show

Medical — Metropolitan Life Insurance Company — Commission is above 100% of the premium on this contract
Medical — Metropolitan Life Insurance Company — Commission is above 100% of the premium on this contract
Medical — Metropolitan Life Insurance Company — Commission is above 100% of the premium on this contract

How the peer group for each line was built

Short-term disability: n=75 contracts, Southeast, 2501-10000 covered lives
Voluntary / worksite: n=97 contracts, Southeast, 10001-50000 covered lives
Long-term disability: n=169 contracts, Southeast, 2501-10000 covered lives
Medical: n=72 contracts, Southeast, 2501-10000 covered lives
Voluntary / worksite: n=1,103 contracts, Southeast, 501-2500 covered lives
Medical: n=2,345 contracts, Southeast, 1-100 covered lives
Medical: n=30,092 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 11 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501SIX CONTINENTS HOTELS, INC. HEALTH & WELFARE BENEFITS PROGRAM9.7K participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

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PN 506INTERCONTINENTAL HOTELS GROUP OPERATING CORP. WORK-RELATED INJURY PLAN FOR TEXAS EMPLOYEES821 participants (2023)

HealthLife insuranceShort-term disabilityLong-term disabilitySeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file

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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuityFiled brokername changed

Broker setup5 brokers in 20248 across all years

Most

Peer benchmarkHospitality / Food Servicen=24 · regional peers

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How do similar employers compare?

Employers in the same peer group (Hospitality / Food Service, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Georgia employer health plans · Hospitality / Food Service plans in Georgia · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.