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RTS PACKAGING, LLC

EIN 58-2323235 · GA · Manufacturing — Light

Look up on EFAST ↗
Compensation disclosed2 brokers of record, 2021–2023As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2023 · analysis: $5452022: $1,1192021: $1,162

Benchmarked against: Manufacturing — Light · 1–100 employees · same industry, regional · n=37 employers (your plan plus 36 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Manufacturing — Light.

1

(latest)

Self-funded

Funding

$545

Broker pay, employer-paid lines (2023)

$45.42

72nd pct vs peers · n=37

Lines disclosed: Vision · Low disclosure

Broker pay as a share of insured premium: 0.1% (peer median 12.7%, 1st percentile).

Without the 12 low-disclosure peers, this plan is at the 67th percentile of 25 comparable plans (your plan plus 24 peers).

Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.

Employer-paid $545 benchmarked for 2023 · $12,941 shown as filed, excluded as a likely filing error

Why excluded?

1 broker compensation line totaling $12,941 on the Form 5500 appears to be filing errors (a commission above 100% of the premium reported on that contract, or pay above $200 per participant per month or $50,000,000 on one line). We verified these amounts against the DOL EFAST publication — they are as filed by the plan sponsor, not an Unbrokered ingest error. Those lines are shown as filed and excluded from peer benchmarks and headline PEPM.

Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: the tightest available peer cell for each line. Full table below. How the national rates are built.

Stop-loss

2.2%

296 peer contracts — p25 5.0% · median 8.0% · p75 12.0%. This contract: 2.2%.

Peer median 8.0%

Below peer range

Vision

1.1%

17,780 peer contracts — p25 5.0% · median 9.2% · p75 10.1%. This contract: 1.1%.

Peer median 9.2%

No commission on this contract

Dental and Life are not on this filing as their own contracts, so there is no peer rate to show for them.

Where the $545 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingScholarshipSeveranceOtherOther (collectively bargained)Vision

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized coverages in this filing are the insured ancillary lines — dental, vision, life, disability. Schedule C captures advisor pay two ways: paid directly from plan assets, or received indirectly from a carrier or vendor in connection with the plan. This plan has no Schedule C on file — so any advisor compensation beyond those ancillary lines isn't captured in this filing.

Year:

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Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition
Stop-lossBlue Cross and Blue Shield of Georgia, Inc.2.2%296 peer contracts — p25 5.0% · median 8.0% · p75 12.0%. This contract: 2.2%.med 8.0%Below peer range
VisionVision Service Plan1.1%17,780 peer contracts — p25 5.0% · median 9.2% · p75 10.1%. This contract: 1.1%.med 9.2%No commission on this contract
How the peer group for each line was built
  • Stop-loss: n=296 contracts, Southeast, 101-500 covered lives
  • Vision: n=17,780 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2023 filing. These 2 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501RTS PACKAGING, LLC GROUP BENEFIT PLAN1 participants (2023)
HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingScholarshipSeveranceOtherOther (collectively bargained)Self-funded · 3 years on file

Loading contracts…

PN 525RTS PACKAGING, LLC AMENDED AND RESTATED SUPPLEMENTAL UNEMPLOYMENT BENEFITS PLAN0 participants (2023)
VisionSelf-funded · 3 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file3
Lead broker continuitySame primary broker
Broker setup2 brokers across benefit lines
Most
Peer benchmarkManufacturing — Lightn=37 · regional peers

Is this your company?

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Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Manufacturing — Light, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Georgia employer health plans · Manufacturing — Light plans in Georgia · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2023. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.