LPX, INC. AND SUBSIDIARIES
Formerly LPX, INC. & SUBSIDIARIES
EIN 61-1256623 · KY · Construction
Benchmarked against: Construction · 501–2,500 employees · same industry, regional · n=143 employers (your plan plus 142 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Construction.
562
(2024)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$72,059
Broker pay, employer-paid lines (2024)
$10.68
2024 · 38th pct vs peers · n=143
Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability
Broker pay as a share of insured premium: 2.0% (peer median 12.3%, 6th percentile).
Without the 3 low-disclosure peers, this plan is at the 37th percentile of 140 comparable plans (your plan plus 139 peers).
Per-participant and share-of-premium comparisons differ because your plan insures more lines than most peers. The line-by-line rates below are the most direct comparison.
Employer-paid $72,059 benchmarked for 2024 · Voluntary $10,426 shown separately, compared by rate only
Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2024?
The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Dental
10.0%
Peer median 7.0%
Above peer rangeVoluntary / worksite
22.3%
Peer median 19.7%
Within peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Vision and Life are filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Where the $82,485 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Dental | Delta Dental of Kentucky | 10.0% | med 7.0% | Above peer range |
| Voluntary / worksitemulti-product: accident + critical illness | Continental American Insurance Company | 22.3% | med 19.7% | Within peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Vision | Cigna Health and Life Insurance Company and AffiliatesPlan 503 | 0.2% | Bundled; no single-line peer |
| Life + Short-term disability + Long-term disability | Hartford Life and AccidentPlan 503 | 14.4% | Bundled; no single-line peer |
How the peer group for each line was built
- Dental: n=795 contracts, Southeast, 501-2500 covered lives
- Voluntary / worksite: n=3,165 contracts, Southeast, 101-500 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 4 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 503LPX, INC. AND SUBSIDIARIES HEALTH AND WELFARE PLAN609 participants (2025)HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Construction, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- CDA INC DBA MAXSENTMarylandCompensation disclosed →
- TROY COMPANIES, LLCTexasCompensation disclosed →
- COMFORT SYSTEMS USA SHOFFNER, INC.TennesseeCompensation disclosed →
- ASSOCIATED BRIGHAM CONTRACTORS INC.UtahCompensation disclosed →
- HIRSCHI COMPANIES, LLCNevadaCompensation disclosed →
Browse more: Kentucky employer health plans · Construction plans in Kentucky · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.