FORTNA SYSTEMS, INC.

Formerly MATERIAL HANDLING SYSTEMS, INC.

EIN 61-1350369 · KY · Professional Services

Compensation disclosed4 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $328,3702024 · analysis: $421,5262023: $339,3292022: $151,3702021: $212,065

Benchmarked against: Professional Services · 501–2,500 employees · same industry, regional · n=166 employers (your plan plus 165 peers)

Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.

1,794

(2024)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$421,526

Broker pay, employer-paid lines (2024)

$19.58

2024 · 95th pct vs peers · n=166

Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 22.0% (peer median 7.7%, 95th percentile).

Without the 6 low-disclosure peers, this plan is at the 94th percentile of 160 comparable plans (your plan plus 159 peers).

Employer-paid $421,526 benchmarked for 2024 · Voluntary $100,017 shown separately, compared by rate only

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Dental

15.0%

Peer median 4.6%

Above peer range

Short-term disability

10.4%

Peer median 12.0%

Within peer range

Long-term disability

15.4%

Peer median 10.9%

Within peer range

Life

15.4%

Peer median 11.9%

Within peer range

Vision

10.0%

Peer median 8.2%

Above peer range

Voluntary / worksite

21.5%

Peer median 19.7%

Within peer range

Medical

10.0%

Peer median 4.5%

Above peer range

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
A committee-ready PDF: full broker breakdown, renewal question set, and disclosure-request letter included

Your full $199 applies toward Renewal Readiness if you upgrade within 60 days.

One-time purchase · 12 months of live access · PDF yours to keep · See a sample report

Researching several companies? Insight Pass — $299 per seat

Broker Compensation Benchmark Report

Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives

SAMPLE

Where the $521,543 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

A screenshot isn't a record. Get the dated report for your file.

Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.

Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit line	Contract	Rate	vs. peers	Position
Dental	Delta Dental of Kentucky	15.0%	med 4.6%	Above peer range
Short-term disability	Reliance Standard Life Insurance Company	10.4%	med 12.0%	Within peer range
Long-term disabilityfiled as “Long-term disability, Other (EMPLO…”	Reliance Standard Life Insurance Company	15.4%	med 10.9%	Within peer range
Life · contract GL 163883	Reliance Standard Life Insurance CompanyPlan 501 · 583 lives · Life, Other (ACCIDENTAL DEATH AND …	15.4%	med 11.9%	Within peer range
Life · contract GL 163882	Reliance Standard Life Insurance CompanyPlan 501 · 1,778 lives · Life, Other (ACCIDENTAL DEATH AND …	4.5%	med 11.9%	Below peer range
Vision	Fidelity Security Life Insurance Company	10.0%	med 8.2%	Above peer range
Voluntary / worksite · contract VCI 865652	Reliance Standard Life Insurance CompanyPlan 501 · 389 lives · Other (CRITICAL ILLNESS)	21.5%	med 19.7%	Within peer range
Voluntary / worksite · contract VAI 865628	Reliance Standard Life Insurance CompanyPlan 501 · 655 lives · Other (ACCIDENTAL DEATH AND DISMEM…	23.8%	med 19.6%	Within peer range
Voluntary / worksite · contract VHI 865673	Reliance Standard Life Insurance CompanyPlan 501 · 218 lives · Other (HOSPITAL INDEMNITY)	22.8%	med 19.7%	Within peer range
Voluntary / worksite · contract 18762-001,002	Arag Insurance Company	10.0%	med 19.7%	Below peer range
Medical (basic)	Four Ever Life Ins Co.Plan 501 · 7 lives · Health	10.0%	med 4.5%	Above peer range
Medical (BUSINESS TRAVEL ACCIDENT)	Four Ever Life Ins Co.Plan 501 · Health, Other (BUSINESS TRAVEL ACC…	15.0%	med 4.2%	Above peer range

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Medical — Four Ever Life Ins Co. — Premium under $10,000 is too small to compare

How the peer group for each line was built

Dental: n=196 contracts, Southeast, 2501-10000 covered lives
Short-term disability: n=325 contracts, Southeast, 501-2500 covered lives
Long-term disability: n=534 contracts, Southeast, 501-2500 covered lives
Life: n=1,145 contracts, Southeast, 501-2500 covered lives
Vision: n=245 contracts, Southeast, 2501-10000 covered lives
Voluntary / worksite: n=3,165 contracts, Southeast, 101-500 covered lives
Voluntary / worksite: n=1,103 contracts, Southeast, 501-2500 covered lives
Medical: n=2,345 contracts, Southeast, 1-100 covered lives
Medical: n=30,092 contracts, national

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 13 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501FORTNA SYSTEMS, INC. HEALTH & WELFARE PLAN1.8K participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingSeveranceOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuityFiled brokername changed

Broker setup1 broker in 20244 across all years

Most

Peer benchmarkProfessional Servicesn=166 · regional peers

Is this your company?

The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.

Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Kentucky employer health plans · Professional Services plans in Kentucky · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.