CENTRAL MOLONEY, INC.
EIN 71-0748855 · AR · Manufacturing — Heavy
Benchmarked against: Manufacturing — Heavy · 501–2,500 employees · same industry, regional · n=248 employers (your plan plus 247 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Manufacturing — Heavy.
530
(latest)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$138,101
Broker pay, employer-paid lines (2024)
$21.71
81st pct vs peers · n=248
Lines disclosed: Dental · Vision · Life · Long-term disability
Broker pay as a share of insured premium: 14.4% (peer median 9.5%, 75th percentile).
Without the 13 low-disclosure peers, this plan is at the 81st percentile of 235 comparable plans (your plan plus 234 peers).
Employer-paid $138,101 benchmarked for 2024 · Voluntary $64,699 shown separately, compared by rate only
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Stop-loss
9.7%
Peer median 7.0%
Within peer rangeLife
20.0%
Peer median 15.2%
Above peer rangeVoluntary / worksite
70.0%
Peer median 19.7%
Above peer rangeVision
9.3%
Peer median 10.0%
Within peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental is not on this filing as its own contract, so there is no peer rate to show for it.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
- A committee-ready PDF: full broker breakdown, renewal question set, and disclosure-request letter included
Your full $199 applies toward Renewal Readiness if you upgrade within 60 days.
One-time purchase · 12 months of live access · PDF yours to keep · See a sample report
Researching several companies? Insight Pass — $299 per seat
Broker Compensation Benchmark Report
Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives
SAMPLE
Where the $202,800 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
A screenshot isn't a record. Get the dated report for your file.
Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.
Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized coverages in this filing are the insured ancillary lines — dental, vision, life, disability. Schedule C captures advisor pay two ways: paid directly from plan assets, or received indirectly from a carrier or vendor in connection with the plan. This plan has no Schedule C on file — so any advisor compensation beyond those ancillary lines isn't captured in this filing.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Stop-loss | Tokio Marine | 9.7% | med 7.0% | Within peer range |
| Life ($0 premium) | The Lincoln National Life Insurance CompanyPlan 501 · 236 lives · Life, Other (ACCIDENTAL DEATH AND … | 20.0% | med 15.2% | Above peer range |
| Voluntary / worksite · contract ACC-0000956058 | The Lincoln National Life Insurance CompanyPlan 501 · 134 lives · Other (ACCIDENT) | 70.0% | med 19.7% | Above peer range |
| Life ($0 premium) | The Lincoln National Life Insurance CompanyPlan 501 · 237 lives · Life | 20.0% | med 15.2% | Above peer range |
| Life ($0 premium) | The Lincoln National Life Insurance CompanyPlan 501 · 259 lives · Life, Other (ACCIDENTAL DEATH AND … | 29.7% | med 15.2% | Above peer range |
| Voluntary / worksite · contract CL-0000956056 | The Lincoln National Life Insurance CompanyPlan 501 · 88 lives · Other (CRITICAL ILLNESS) | 75.0% | med 18.9% | Above peer range |
| Vision | Delta Dental Plan of Arkansas | 9.3% | med 10.0% | Within peer range |
| Life ($0 premium) | The Lincoln National Life Insurance CompanyPlan 501 · 330 lives · Life, Other (ACCIDENTAL DEATH AND … | 29.9% | med 15.2% | Above peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Other benefitWEEKLY INCOME | The Lincoln National Life Insurance CompanyPlan 501 | 29.6% | No comparable line |
| Life + Long-term disability | Hartford Life and AccidentPlan 501 | 10.0% | Bundled; no single-line peer |
| Other benefitOther benefit | The Lincoln National Life Insurance CompanyPlan 501 | Not comparable | No comparable lineRate is above 40% of premium on a core line, or 100% on a voluntary line |
1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show
- Voluntary / worksite — The Lincoln National Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Stop-loss: n=166 contracts, Southeast, 501-2500 covered lives
- Life: n=2,865 contracts, Southeast, 101-500 covered lives
- Voluntary / worksite: n=3,165 contracts, Southeast, 101-500 covered lives
- Voluntary / worksite: n=3,250 contracts, Southeast, 1-100 covered lives
- Vision: n=2,251 contracts, Southeast, 101-500 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 12 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 501CENTRAL MOLONEY, INC. EMPLOYEE BENEFIT PLAN530 participants (2024)HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
Is this your company?
The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.
Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.
How do similar employers compare?
Employers in the same peer group (Manufacturing — Heavy, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- PENNSYLVANIA TRANSFORMER TECHNOLOGY, LLCPennsylvaniaCompensation disclosed →
- TREW, LLCOhioCompensation disclosed →
- BOYSEN USA LLCSouth CarolinaCompensation disclosed →
- HUBBELL CARIBE LIMITEDConnecticutCompensation disclosed →
- LANTECH.COM LLCKentuckyCompensation disclosed →
Browse more: Arkansas employer health plans · Manufacturing — Heavy plans in Arkansas · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.