MCGLINCHEY STAFFORD
EIN 72-0788124 · LA · Legal Services
2023: $55,901 shown as filed, excluded as a likely filing error
Benchmarked against: Legal Services · 101–500 employees · same industry, regional · n=109 employers (your plan plus 108 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Legal Services.
303
(2022)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$107,510
Broker pay, employer-paid lines (2022)
$29.57
2022 · 50th pct vs peers · n=109
Lines disclosed: Dental · Vision · Life · Short-term disability
Broker pay as a share of insured premium: 11.5% (peer median 7.8%, 69th percentile).
Without the 9 low-disclosure peers, this plan is at the 47th percentile of 100 comparable plans (your plan plus 99 peers).
Showing 2022, the latest year with a complete peer group. A 2024 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2022?
The figures above use 2022, the latest year we can compare with similar employers. A filing for 2023–2024 is on file. 2023 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 broker pay on file so far totals $37,854 across all lines, about 65% less than the $107,510 for 2022. Rows for 2023–2024 stay in the broker history and stay out of the headline and the peer comparison.
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Dental
11.5%
Peer median 9.9%
Above peer rangeLife
15.0%
Peer median 15.0%
Within peer rangeShort-term disability
15.1%
Peer median 16.1%
Within peer rangeVision
12.2%
Peer median 10.0%
Above peer rangeThis page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
- A committee-ready PDF: full broker breakdown, renewal question set, and disclosure-request letter included
Your full $199 applies toward Renewal Readiness if you upgrade within 60 days.
One-time purchase · 12 months of live access · PDF yours to keep · See a sample report
Researching several companies? Insight Pass — $299 per seat
Broker Compensation Benchmark Report
Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives
SAMPLE
Where the $107,510 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
A screenshot isn't a record. Get the dated report for your file.
Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.
Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2024 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized lines below are the insured ancillary coverages — dental, vision, life, disability. Self-funded medical broker or consultant fees paid from plan assets are reported on Schedule C — shown below, tagged Sch. C. What Schedule C does not capture is advisor pay the employer makes from its own corporate funds instead of plan assets, which is not reportable, so the filed figure can be lower than what an advisor is paid in total.
The 2024 filing is on file, but one of its compensation schedules has not arrived yet. The analysis year is 2022, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2022 — the same year as the headline figure and per-participant rate above. The 2024 filing is on file, but one of its compensation schedules has not arrived yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Dental | Metropolitan Life Insurance Company | 11.5% | med 9.9% | Above peer range |
| Life | Prudential Insurance Company of America | 15.0% | med 15.0% | Within peer range |
| Short-term disability | Prudential Insurance Company of America | 15.1% | med 16.1% | Within peer range |
| Vision | Metropolitan Life Insurance Company | 12.2% | med 10.0% | Above peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Stop-loss | Blue Cross Blue Shield of LouisianaPlan 503 | 1.9% | Bundled; no single-line peer |
| Other benefitLONG TERM CARE INSURANCE | Prudential Insurance Company of AmericaPlan 511 | 10.0% | No comparable line |
| Other benefitLONG TERM CARE INSURANCE | Prudential Insurance Company of AmericaPlan 511 | 10.0% | No comparable line |
How the peer group for each line was built
- Dental: n=2,224 contracts, Southeast, 101-500 covered lives
- Life: n=2,977 contracts, Southeast, 101-500 covered lives
- Short-term disability: n=668 contracts, Southeast, 1-100 covered lives
- Vision: n=2,366 contracts, Southeast, 101-500 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2022 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2024 is not rated here. Its rows appear in Broker history above as filed — pick 2024 on the year chips there to see them.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 507MCGLINCHEY STAFFORD DENTAL INSURANCE PLAN334 participants (2024)Life insuranceFully insured · 4 years on file
Loading contracts…
PN 511MCGLINCHEY STAFFORD LONG TERM CARE INSURANCE CORE PLAN334 participants (2024)OtherFully insured · 4 years on file
Loading contracts…
PN 510MCGLINCHEY STAFFORD VISION INSURANCE PLAN334 participants (2024)Short-term disabilityFully insured · 4 years on file
Loading contracts…
PN 509MCGLINCHEY STAFFORD EMPLOYEE ASSISTANCE PLAN334 participants (2024)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
Loading contracts…
PN 508MCGLINCHEY STAFFORD STAFF SHORT TERM DISABILITY PLAN334 participants (2024)Long-term disabilityFully insured · 4 years on file
Loading contracts…
PN 502MCGLINCHEY STAFFORD FLEXIBLE BENEFITS PLAN334 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
Loading contracts…
PN 504MCGLINCHEY STAFFORD GROUP LIFE & AD&D PLAN334 participants (2024)DentalSeveranceFully insured · 4 years on file
Loading contracts…
PN 503MCGLINCHEY STAFFORD GROUP INSURANCE PLAN334 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
Is this your company?
The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.
Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.
How do similar employers compare?
Employers in the same peer group (Legal Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- HALL, RENDER, KILLIAN, HEATH & LYMAN, P.C.IndianaCompensation disclosed →
- WIGGIN & DANA, LLPConnecticutCompensation disclosed →
- PORZIO, BROMBERG & NEWMAN, P.C.New JerseyCompensation disclosed →
- NEIGHBORHOOD DEFENDER SERVICE, INC.New YorkCompensation disclosed →
- ARCHER & GREINER, PCNew JerseyCompensation disclosed →
Browse more: Louisiana employer health plans · Legal Services plans in Louisiana · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2022; newest plan year with a filing on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.