ASSOCIATION HEALTH CARE MANAGEMENT, INC
Formerly ASSOCIATION HEALTH CARE MANAGEMENT, INC.
EIN 76-0237229 · TX · Insurance / Financial Services
Benchmarked against: Insurance / Financial Services · 101–500 employees · same industry, in-state · n=68 employers (your plan plus 67 peers)
159
(2023)
Fully insured
Funding
$28,656
Broker pay, employer-paid lines (2023)
$15.02
2023 · 8th pct vs peers · n=68
Lines disclosed: Dental · Vision · Life · Long-term disability
Broker pay as a share of insured premium: 1.9% (peer median 5.7%, 5th percentile).
Without the 4 low-disclosure peers, this plan is at the 8th percentile of 64 comparable plans (your plan plus 63 peers).
Employer-paid $28,656 benchmarked for 2023 · Voluntary $22,314 shown separately, compared by rate only
Showing 2023, the latest year with a complete peer group. A 2024 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2023?
The figures above use 2023, the latest year we can compare with similar employers. A filing for 2024 is on file. Only a smaller plan has filed for 2024 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. 2024 broker pay on file so far totals $84,843 across all lines, about 66% more than the $50,970 for 2023. Rows for 2024 stay in the broker history and stay out of the headline and the peer comparison.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Voluntary / worksite
15.0%
Peer median 19.4%
Within peer rangeLong-term disability
20.0%
Peer median 15.0%
Above peer rangeLife
25.0%
Peer median 18.0%
Above peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental and Vision are filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Where the $50,970 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
The 2024 filings on file so far are from smaller plans; the main plan has not filed 2024 yet. The analysis year is 2023, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2023 — the same year as the headline figure and per-participant rate above. The 2024 filings on file so far are from smaller plans; the main plan has not filed 2024 yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Voluntary / worksite · contract GLB0039 | Globe Life and Accident Insurance Company | 15.0% | med 19.4% | Within peer range |
| Long-term disability | The Lincoln National Life Insurance Company | 20.0% | med 15.0% | Above peer range |
| Life | The Lincoln National Life Insurance CompanyPlan 505 · 56 lives · Other (VOL CHILD LIFE/ VOL SPOUSE … | 25.0% | med 18.0% | Above peer range |
| Voluntary / worksite · contract ACC-0000149032 | The Lincoln National Life Insurance CompanyPlan 505 · 43 lives · Other (ACCIDENT) | 15.4% | med 19.4% | Within peer range |
| Voluntary / worksite · contract CI-0000149031 | The Lincoln National Life Insurance CompanyPlan 505 · 36 lives · Other (CRITICAL ILLNESS) | 40.7% | med 19.4% | Above peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Dental + Vision | Aetna Life Insurance CompanyPlan 505 | 1.0% | Bundled; no single-line peer |
1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show
- Life — The Lincoln National Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Voluntary / worksite: n=883 contracts, Southwest, 1-100 covered lives
- Long-term disability: n=469 contracts, Southwest, 101-500 covered lives
- Life: n=256 contracts, Southwest, 1-100 covered lives
- Life: n=935 contracts, Southwest, 101-500 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2023 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2024 is not rated here. Its rows appear in Broker history above as filed — pick 2024 on the year chips there to see them.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 505ASSOCIATION HEALTH CARE MANAGEMENT, INC. WRAP PLAN130 participants (2024)HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingSeveranceOtherFully insured · 2 years on file
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PN 504THE LINCOLN NATIONAL LIFE INSURANCE COMPANY0 participants (2023)DentalApprenticeship / trainingOtherFully insured · 2 years on file
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PN 503AETNA LIFE INSURANCE CO.0 participants (2023)HealthLife insuranceShort-term disabilityFully insured · 2 years on file
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Insurance / Financial Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- TEXAS LIFE INSURANCE COMPANYTexasCompensation disclosed →
- BRAZOS VALLEY SCHOOLS CREDIT UNIONTexasCompensation disclosed →
- RESOURCE BANKLouisianaCompensation disclosed →
- NORTHROCK PARTNERS, LLCMinnesotaCompensation disclosed →
- KIRTLAND FEDERAL CREDIT UNIONNew MexicoCompensation disclosed →
Browse more: Texas employer health plans · Insurance / Financial Services plans in Texas · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2023; newest plan year with a filing on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.