CSI IT, LLC

EIN 81-2264132 · FL · Accounting / Consulting

Compensation disclosed3 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Employer-paid broker pay2025: $193,7092024: $234,0522023: $215,9552022 · analysis: $158,1132021: $151,752

Benchmarked against: Accounting / Consulting · 101–500 employees · same industry, in-state · n=17 employers (your plan plus 16 peers)

156

(2022)

Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).

Funding

$158,113

Broker pay, employer-paid lines (2022)

$84.46

2022 · The highest disclosed broker pay among 17 comparable plans (your plan plus 16 peers)

Lines disclosed: Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 6.0% (peer median 7.6%, 11th highest of 17 comparable plans (your plan plus 16 peers)).

Without the 1 low-disclosure peer, this plan is the highest disclosed broker pay among 16 comparable plans (your plan plus 15 peers).

Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.

Employer-paid $158,113 benchmarked for 2022 · Voluntary $1,573 shown separately, compared by rate only

Showing 2022, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2022?

The figures above use 2022, the latest year we can compare with similar employers. A filing for 2023–2025 is on file. 2023 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2025 shows commissions paid through insurance contracts, and is missing the compensation the plan pays brokers directly that a recent prior year reported. A missing schedule usually means that year's filing is still arriving, so we wait for both before comparing the year with peers. 2024 broker pay on file so far totals $234,052 across all lines, about 47% more than the $159,686 for 2022. Rows for 2023–2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

5.4%

Peer median 4.7%

Within peer range

Long-term disability

16.8%

Peer median 15.0%

Within peer range

Vision

6.0%

Peer median 9.9%

Within peer range

Short-term disability

16.8%

Peer median 15.0%

Within peer range

Life

16.8%

Peer median 15.0%

Within peer range

Voluntary / worksite

Not comparable

Premium under $10,000 is too small to compare

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental is not on this filing as its own contract, so there is no peer rate to show for it.

This page shows what was filed. The report shows what it means.

What the gap is worth — the dollar difference vs. peer median, including a 3-year view
The current structure compared against levels comparable plans actually reported
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Where the $159,686 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file, but one of its compensation schedules has not arrived yet. The analysis year is 2022, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2022 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file, but one of its compensation schedules has not arrived yet.

Benefit line	Contract	Rate	vs. peers	Position
Medicalfiled as “Health”	UnitedHealthcare Insurance Company	5.4%	med 4.7%	Within peer range
Long-term disability	Reliance Standard Life Insurance Company	16.8%	med 15.0%	Within peer range
Vision	Reliance Standard Life Insurance Company	6.0%	med 9.9%	Within peer range
Short-term disability (basic)	Reliance Standard Life Insurance CompanyPlan 501 · 156 lives · Short-term disability	16.8%	med 15.0%	Within peer range
Lifefiled as “Life, Other (AD&D)”	Reliance Standard Life Insurance Company	16.8%	med 15.0%	Within peer range
Short-term disability (STATE LAW DISABILITY)	Reliance Standard Life Insurance CompanyPlan 501 · 60 lives · Short-term disability, Other (STAT…	11.0%	med 16.1%	Below peer range

1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show

Voluntary / worksite — Reliance Standard Life Insurance Company — Premium under $10,000 is too small to compare

How the peer group for each line was built

Medical: n=3,466 contracts, Southeast, 101-500 covered lives
Long-term disability: n=1,840 contracts, Southeast, 101-500 covered lives
Vision: n=1,031 contracts, Southeast, 501-2500 covered lives
Short-term disability: n=1,546 contracts, Southeast, 101-500 covered lives
Life: n=2,977 contracts, Southeast, 101-500 covered lives
Short-term disability: n=668 contracts, Southeast, 1-100 covered lives
Voluntary / worksite: n=2,803 contracts, Southeast, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2022 filing. These 7 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on bundled multi-line contracts, contracts with no premium reported, or Schedule C service-provider fees, none of which carry a comparable single-line rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. A rate on bundled multi-line premium is not comparable to a single-line rate, so bundled contracts are never given a peer position. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501CONSULTING SOLUTIONS HEALTH AND WELFARE BENEFIT PLAN154 participants (2025)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 5 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages

Years on file5

Lead broker continuitySame primary broker

Broker setup1 broker in 20223 across all years

Most

Peer benchmarkAccounting / Consultingn=17 · state peers

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How do similar employers compare?

Employers in the same peer group (Accounting / Consulting, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Florida employer health plans · Accounting / Consulting plans in Florida · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2022; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.