EXTENSIS GROUP, LLC
EIN 86-1064991 · NJ · Professional Services
Benchmarked against: Professional Services · 10,001–50,000 employees · same industry, regional · n=10 employers (your plan plus 9 peers)
Your exact in-state peer group was below the 10-plan minimum, so the comparison broadens to same industry, regional within Professional Services.
36,206
(2024)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$8,236,016
Broker pay, employer-paid lines (2024)
$18.96
2024 · The highest disclosed broker pay among 10 comparable plans (your plan plus 9 peers)
Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability
Broker pay as a share of insured premium: 2.8% (peer median 3.0%, 6th highest of 10 comparable plans (your plan plus 9 peers)).
Without the 1 low-disclosure peer, this plan is the highest disclosed broker pay among 9 comparable plans (your plan plus 8 peers).
Per-participant and share-of-premium comparisons differ because your plan insures more lines than most peers. The line-by-line rates below are the most direct comparison.
Employer-paid $8,236,016 benchmarked for 2024 · Voluntary $57,542 shown separately, compared by rate only
Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.
Why 2024?
The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Only a smaller plan has filed for 2025 so far. The main plan's filing is not in yet, so that year cannot carry the comparison. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.
Self-funded medical. This figure is commissions on the insured ancillary lines (life, disability, dental, vision, stop-loss). A self-funded employer's medical advisor is typically paid a fee outside these filings, so total broker pay is usually higher than the figure shown.
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Medical
2.9%
Peer median 3.5%
Within peer rangeLife
15.9%
Peer median 4.4%
Above peer rangeLong-term disability
16.4%
Peer median 4.5%
Above peer rangeShort-term disability
12.4%
Peer median 6.3%
Above peer rangeVoluntary / worksite
9.5%
Peer median 13.0%
Within peer rangeDental
Not comparable
Premium under $10,000 is too small to compare
Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Vision is filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
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Where the $8,293,558 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Disclosure opacity
What this filing doesn't show
This filing discloses no compensation on a health or stop-loss contract for 2025 — the plan's largest lines are absent from the public record. That is typical for self-funded plans, not reassuring: 53% of self-funded health plans with 100+ participants disclose the same — nothing (42K plans reviewed, 2024 filings). How we count this. The compensation still exists — under ERISA Section 408(b)(2), it must be disclosed in writing to the plan fiduciary on request.
Get the 408(b)(2) disclosure request letter — a ready-to-send request for the compensation this filing doesn't show. Free with an employer account.
Broker history
Benefit lines covered by year — broker identity limited on public pages
Medical here is self-funded. The employer pays its own health claims (usually through a TPA), so there's no insurance contract for medical and it never appears on Schedule A. The itemized coverages in this filing are the insured ancillary lines — dental, vision, life, disability. Schedule C captures advisor pay two ways: paid directly from plan assets, or received indirectly from a carrier or vendor in connection with the plan. This plan has no Schedule C on file — so any advisor compensation beyond those ancillary lines isn't captured in this filing.
The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet. The analysis year is 2024, the latest year that is complete and benchmarked.
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filings on file so far are from smaller plans; the main plan has not filed 2025 yet.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Medicalfiled as “Health” | Anthem Blue Cross and Blue Shield | 2.9% | med 3.5% | Within peer range |
| Life | Standard Insurance Company | 15.9% | med 4.4% | Above peer range |
| Long-term disability · contract 649356 | Standard Insurance CompanyPlan 502 · 9,423 lives · Long-term disability | 16.4% | med 4.5% | Above peer range |
| Short-term disability · contract 760730 | Standard Insurance CompanyPlan 502 · 682 lives · Short-term disability | 12.4% | med 6.3% | Above peer range |
| Short-term disability · contract 759054 | Standard Insurance CompanyPlan 502 · 568 lives · Short-term disability | 11.8% | med 6.3% | Above peer range |
| Long-term disability · contract 649360 | Standard Life Insurance Co of New York | 1.7% | med 4.5% | Below peer range |
| Short-term disability · contract 761198 | Standard Life Ins Co of New YorkPlan 502 · 585 lives · Short-term disability | 11.4% | med 6.3% | Above peer range |
| Short-term disability · contract 649358 | Standard Insurance CompanyPlan 502 · 692 lives · Short-term disability | 1.7% | med 6.3% | Below peer range |
| Voluntary / worksitefiled as “Other (LEGAL)” | MetLife Legal Plans | 9.5% | med 13.0% | Within peer range |
| Long-term disability · contract 758375 | Standard Life Ins Co of New YorkPlan 502 · 4,941 lives · Long-term disability | 16.2% | med 4.5% | Above peer range |
| Short-term disability · contract 649752 | Standard Life Ins Co of New YorkPlan 502 · 301 lives · Short-term disability | 12.6% | med 11.5% | Within peer range |
| Long-term disability · contract 649361 | Standard Life Ins Co of New YorkPlan 502 · 3,095 lives · Long-term disability | 16.1% | med 4.5% | Above peer range |
| Short-term disability · contract 758375 | Standard Life Ins Co of New YorkPlan 502 · 675 lives · Short-term disability | 11.1% | med 6.3% | Within peer range |
| Short-term disability · contract 649356 | Standard Insurance CompanyPlan 502 · 1,190 lives · Short-term disability | 11.1% | med 6.3% | Within peer range |
| Short-term disability · contract 649357 | Standard Insurance CompanyPlan 502 · 995 lives · Short-term disability | 9.4% | med 6.3% | Within peer range |
| Long-term disability · contract 759054 | Standard Insurance CompanyPlan 502 · 1,737 lives · Long-term disability | 14.7% | med 7.0% | Above peer range |
| Short-term disability · contract 649410 | Standard Life Ins Co of New YorkPlan 502 · 190 lives · Short-term disability | 12.3% | med 11.5% | Within peer range |
| Long-term disability · contract 759053 | Standard Life Ins Co of New YorkPlan 502 · 2,292 lives · Long-term disability | 15.6% | med 7.0% | Above peer range |
| Long-term disability · contract 649410 | Standard Life Ins Co of New YorkPlan 502 · 745 lives · Long-term disability | 17.7% | med 7.0% | Above peer range |
| Long-term disability · contract 649357 | Standard Insurance CompanyPlan 502 · 1,440 lives · Long-term disability | 15.7% | med 7.0% | Above peer range |
| Short-term disability · contract 649360 | Standard Life Ins Co of New YorkPlan 502 · 405 lives · Short-term disability | 13.8% | med 11.5% | Within peer range |
| Long-term disability · contract 649359 | Standard Insurance CompanyPlan 502 · 310 lives · Long-term disability | 17.1% | med 13.9% | Within peer range |
| Long-term disability · contract 649358 | Standard Insurance CompanyPlan 502 · 627 lives · Long-term disability | 16.6% | med 7.0% | Above peer range |
| Long-term disability · contract 649752 | Standard Life Ins Co of New YorkPlan 502 · 7 lives · Long-term disability | 15.2% | med 15.6% | Within peer range |
| Short-term disability · contract 759053 | Standard Life Ins Co of New YorkPlan 502 · 34 lives · Short-term disability | 11.7% | med 14.7% | Within peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Medical + Dental + Vision | Aetna Life Insurance CompanyPlan 502 | 1.8% | Bundled; no single-line peer |
| Dental + Vision + Long-term disability | Metropolitan Life Insurance CompanyPlan 502 | 3.3% | Bundled; no single-line peer |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | 11.4% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | 12.3% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | 9.9% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | 12.2% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | 12.6% | No comparable line |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | 12.3% | No comparable line |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | 13.9% | No comparable line |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | 11.2% | No comparable line |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | 13.7% | No comparable line |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | 14.2% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins of NYPlan 502 | 11.2% | No comparable line |
| Other benefitPAID FAMILY LEAVE | Standard Life Ins Co of NYPlan 502 | Not comparable | No comparable linePremium under $10,000 is too small to compare |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | Not comparable | No comparable linePremium under $10,000 is too small to compare |
| Other benefitSTATE MANDATED PLAN | Standard Life Ins Co of NYPlan 502 | Not comparable | No comparable linePremium under $10,000 is too small to compare |
5 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
- Dental — Safeguard Health Plans, Inc. a California Corporation — Premium under $10,000 is too small to compare
- Long-term disability — Standard Insurance Company — Premium under $10,000 is too small to compare
- Dental — Safeguard Health Plans, Inc., a Florida Corporation — Premium under $10,000 is too small to compare
- Dental — Safeguard Health Plans, Inc., a Texas Corporation — Premium under $10,000 is too small to compare
- Short-term disability — Standard Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Medical: n=62 contracts, Northeast, 2501-10000 covered lives
- Life: n=214 contracts, Northeast, 10001-50000 covered lives
- Long-term disability: n=178 contracts, Northeast, 2501-10000 covered lives
- Short-term disability: n=305 contracts, Northeast, 501-2500 covered lives
- Voluntary / worksite: n=181 contracts, Northeast, 2501-10000 covered lives
- Short-term disability: n=966 contracts, Northeast, 101-500 covered lives
- Long-term disability: n=533 contracts, Northeast, 501-2500 covered lives
- Long-term disability: n=1,298 contracts, Northeast, 101-500 covered lives
- Long-term disability: n=496 contracts, Northeast, 1-100 covered lives
- Short-term disability: n=375 contracts, Northeast, 1-100 covered lives
- Dental: n=583 contracts, Northeast, 1-100 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 46 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 502EXTENSIS HEALTH & WELFARE BENEFIT PLAN36K participants (2024)HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 7 years on file
Loading contracts…
PN 503EXTENSIS GROUP FLEXIBLE BENEFITS PLAN7.5K participants (2025)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Loading contracts…
Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Professional Services, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- NATIONAL VETERINARY ASSOCIATES, INC.CaliforniaCompensation disclosed →
- VCA INC.CaliforniaCompensation disclosed →
- OMNICOM GROUP HEALTH AND WELFARE BENEFITS PLANConnecticutCompensation disclosed →
- MMS USA HOLDINGS, INC.New YorkCompensation disclosed →
- BAXTER INTERNATIONAL INCIllinoisCompensation disclosed →
Browse more: New Jersey employer health plans · Professional Services plans in New Jersey · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
Report a data discrepancy
Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.