Unbrokered
Get started
← Back to search

ABM INDUSTRIES, INC.

Formerly ABM INDUSTRIES INCORPORATED

EIN 94-1369354 · TX · Other

Look up on EFAST ↗
Compensation disclosed17 brokers of record, 2021–2025As reported on Form 5500 (Schedules A and C), U.S. Department of Labor.
Employer-paid broker pay2025: $1,411,0222024 · analysis: $803,1042023: $419,8392022: $485,0232021: $523,930

2023: $3,498 shown as filed, excluded as a likely filing error · 2022: $127,701 shown as filed, excluded as a likely filing error

Benchmarked against: Other · 10,001–50,000 employees · same industry, in-state · n=17 employers (your plan plus 16 peers)

22,132

(2024)

Self-funded

Funding

$803,104

Broker pay, employer-paid lines (2024)

$3.02

2024 · 7th highest of 17 comparable plans (your plan plus 16 peers)

Lines disclosed: Dental · Vision · Life · Short-term disability · Long-term disability

Broker pay as a share of insured premium: 6.0% (peer median 4.3%, 5th highest of 17 comparable plans (your plan plus 16 peers)).

Employer-paid $803,104 benchmarked for 2024 · Voluntary $1,083,859 shown separately, compared by rate only

Showing 2024, the latest year with a complete peer group. A 2025 filing is on file and appears in broker history; it is not benchmarked yet.

Why 2024?

The figures above use 2024, the latest year we can compare with similar employers. A filing for 2025 is on file. Most employers have not filed for 2025 yet, so there is no complete peer group to compare it with. 2025 broker pay on file so far totals $2,696,075 across all lines, about 43% more than the $1,886,963 for 2024. Rows for 2025 stay in the broker history and stay out of the headline and the peer comparison.

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Long-term disability

4.7%

27 peer contracts — p25 1.6% · median 3.0% · p75 5.6%. This contract: 4.7%.

Peer median 3.0%

Within peer range

Life

11.3%

78 peer contracts — p25 1.7% · median 2.9% · p75 6.4%. This contract: 11.3%.

Peer median 2.9%

Above peer range

Medical

<0.1%

1,498 peer contracts — p25 3.7% · median 4.9% · p75 6.0%. This contract: <0.1%.

Peer median 4.9%

No commission on this contract

Voluntary / worksite

27.1%

126 peer contracts — p25 10.2% · median 16.9% · p75 24.9%. This contract: 27.1%.

Peer median 16.9%

Above peer range

Vision

<0.1%

20 peer contracts — p25 1.2% · median 4.7% · p75 10.0%. This contract: <0.1%.

Peer median 4.7%

No commission on this contract

Short-term disability

8.7%

105 peer contracts — p25 3.6% · median 8.7% · p75 15.6%. This contract: 8.7%.

Peer median 8.7%

Within peer range

Dental

Not comparable

Premium under $10,000 is too small to compare

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

This page shows what was filed. The report shows what it means.

  • What the gap is worth — the dollar difference vs. peer median, including a 3-year view
  • The current structure compared against levels comparable plans actually reported
  • A committee-ready PDF: full broker breakdown, renewal question set, and disclosure-request letter included

Your full $199 applies toward Renewal Readiness if you upgrade within 60 days.

One-time purchase · 12 months of live access · PDF yours to keep · See a sample report

Researching several companies? Insight Pass — $299 per seat

Broker Compensation Benchmark Report

Peer distributions · dollar quantification · 3-year trajectory · modeled alternatives

SAMPLE

Where the $1,886,963 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

A screenshot isn't a record. Get the dated report for your file.

Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

Or, if this is your company, share your plan basics to unlock your company’s full detail — the dated report PDF stays a separate purchase.

Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingSeveranceOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Year:

The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers. The analysis year is 2024, the latest year that is complete and benchmarked.

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Analysis year 2024 — the same year as the headline figure and per-participant rate above. The 2025 filing is on file and its figures are shown as filed, but most employers have not filed 2025 yet, so it is not compared with peers.

Benefit lineContractRatevs. peersPosition
Long-term disabilityLife Insurance Company of North America4.7%27 peer contracts — p25 1.6% · median 3.0% · p75 5.6%. This contract: 4.7%.med 3.0%Within peer range
Life · contract FLX0980443Life Insurance Company of North AmericaPlan 501 · 14,326 lives · Life11.3%78 peer contracts — p25 1.7% · median 2.9% · p75 6.4%. This contract: 11.3%.med 2.9%Above peer range
Life · contract FLX0980444Life Insurance Company of North AmericaPlan 501 · 5,925 lives · Life, Other (SUPP/DEPENDENT LIFE)8.2%174 peer contracts — p25 2.3% · median 4.5% · p75 9.5%. This contract: 8.2%.med 4.5%Within peer range
Medical · contract 26920Kaiser Foundation Health Plan of ColoradoPlan 501 · 132 lives · Health, Prescription drug<0.1%1,498 peer contracts — p25 3.7% · median 4.9% · p75 6.0%. This contract: <0.1%.med 4.9%No commission on this contract
Voluntary / worksite · contract CI110080Cigna Health and Life Insurance CompanyPlan 501 · 7,216 lives · Other (VOLUNTARY CRITICAL ILLNESS)27.1%126 peer contracts — p25 10.2% · median 16.9% · p75 24.9%. This contract: 27.1%.med 16.9%Above peer range
VisionEyeMed Vision Care on behalf of Fidelity Security Life Ins Co<0.1%20 peer contracts — p25 1.2% · median 4.7% · p75 10.0%. This contract: <0.1%.med 4.7%No commission on this contract
Voluntary / worksite · contract HI110885Cigna Health and Life Insurance CompanyPlan 501 · 3,959 lives · Other (VOLUNTARY HOSPITAL CARE)27.1%126 peer contracts — p25 10.2% · median 16.9% · p75 24.9%. This contract: 27.1%.med 16.9%Above peer range
Voluntary / worksite · contract AI111127Cigna Health and Life Insurance CompanyPlan 501 · 5,838 lives · Other (ACCIDENTAL INJURY)27.1%126 peer contracts — p25 10.2% · median 16.9% · p75 24.9%. This contract: 27.1%.med 16.9%Above peer range
Medical · contract 18284Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.0.4%606 peer contracts — p25 3.3% · median 4.9% · p75 6.2%. This contract: 0.4%.med 4.9%No commission on this contract
Medical · contract 26937Kaiser Foundation Health Plan of ColoradoPlan 501 · 83 lives · Health, Prescription drug<0.1%606 peer contracts — p25 3.3% · median 4.9% · p75 6.2%. This contract: <0.1%.med 4.9%No commission on this contract
Voluntary / worksite · contract 24523Continental American Insurance Company16.0%514 peer contracts — p25 12.4% · median 18.5% · p75 25.9%. This contract: 16.0%.med 18.5%Within peer range
Voluntary / worksite · contract ABM INDUSTRIESMetLife Insurance Company20.0%514 peer contracts — p25 12.4% · median 18.5% · p75 25.9%. This contract: 20.0%.med 18.5%Within peer range
Voluntary / worksite · contract OK0980461Life Insurance Company of North AmericaPlan 501 · 6,048 lives · Other (VOLUNTARY AD&D)8.4%126 peer contracts — p25 10.2% · median 16.9% · p75 24.9%. This contract: 8.4%.med 16.9%Below peer range
Life · contract FLX980445Life Insurance Company of North AmericaPlan 501 · 2,552 lives · Life, Other (SUPP. LIFE)27.7%174 peer contracts — p25 2.3% · median 4.5% · p75 9.5%. This contract: 27.7%.med 4.5%Above peer range
Life · contract OK0980460Life Insurance Company of North AmericaPlan 501 · 14,325 lives · Other (ACCIDENTAL DEATH & DISMEMBE…11.2%78 peer contracts — p25 1.7% · median 2.9% · p75 6.4%. This contract: 11.2%.med 2.9%Above peer range
Voluntary / worksite · contract 9904996MetLife Legal Plans, Inc.14.9%514 peer contracts — p25 12.4% · median 18.5% · p75 25.9%. This contract: 14.9%.med 18.5%Within peer range
Medical · contract 300527Medica Insurance Company<0.1%606 peer contracts — p25 3.3% · median 4.9% · p75 6.2%. This contract: <0.1%.med 4.9%No commission on this contract
Short-term disabilityLife Insurance Company of North America8.7%105 peer contracts — p25 3.6% · median 8.7% · p75 15.6%. This contract: 8.7%.med 8.7%Within peer range
Voluntary / worksite · contract OK980462Life Insurance Company of North AmericaPlan 501 · 2,486 lives · Other (VOLUNTARY AD&D)7.2%514 peer contracts — p25 12.4% · median 18.5% · p75 25.9%. This contract: 7.2%.med 18.5%Below peer range
Life · contract ADD N049 5290AAce American Insurance Company35.0%174 peer contracts — p25 2.3% · median 4.5% · p75 9.5%. This contract: 35.0%.med 4.5%Above peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Medical + Dental + LifeTriple S Salud, Inc.Plan 5015.0%Bundled; no single-line peer
2 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
  • Dental — Delta Dental of Washington — Premium under $10,000 is too small to compare
  • Medical — Cigna Health and Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
  • Long-term disability: n=27 contracts, Southwest, 10001-50000 covered lives
  • Life: n=78 contracts, Southwest, 10001-50000 covered lives
  • Life: n=174 contracts, Southwest, 2501-10000 covered lives
  • Medical: n=1,498 contracts, Southwest, 101-500 covered lives
  • Voluntary / worksite: n=126 contracts, Southwest, 2501-10000 covered lives
  • Vision: n=20 contracts, Southwest, 10001-50000 covered lives
  • Medical: n=606 contracts, Southwest, 1-100 covered lives
  • Voluntary / worksite: n=514 contracts, Southwest, 501-2500 covered lives
  • Short-term disability: n=105 contracts, Southwest, 501-2500 covered lives
  • Dental: n=151 contracts, Southwest, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2024 filing. These 23 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate. 2025 is not rated here. Its rows appear in Broker history above as filed — pick 2025 on the year chips there to see them.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501ABM EMPLOYEE BENEFIT PLANS21K participants (2025)
HealthDentalLife insuranceShort-term disabilityLong-term disabilityUnemploymentApprenticeship / trainingSeveranceOtherSelf-funded · 5 years on file

Loading contracts…

PN 502ABM INDUSTRIES INCORPORATED EMPLOYEE PROTECTION PLAN25 participants (2024)
HealthLife insuranceShort-term disabilityLong-term disabilitySeveranceOtherUnfunded / insured (non-filing)Self-funded · 4 years on file

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file5
Lead broker continuitySame primary broker
Broker setup12 brokers in 202417 across all years
Most
Peer benchmarkOthern=17 · state peers

Is this your company?

The Broker Compensation Benchmark Report is the dated, sourced PDF for your fiduciary file — line-item breakdown, interpretation, methodology, and 12 months of live access. Unbrokered does not provide legal advice.

Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: Texas employer health plans · Other plans in Texas · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Analysis year: 2024; newest plan year with a filing on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

Report a data discrepancy

Unbrokered reports data as filed with the DOL. If you believe a figure is incorrect, tell us what it should be. We respond within 2 business days and, where the underlying filing has been amended, update on our next data refresh. We don't remove publicly filed information on request, but we do correct genuine errors.