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CERTIFIED ENTERPRISES INC

EIN 95-3210342 · CA · Other

Look up on EFAST ↗
Compensation disclosed2 brokers of record on fileAs reported on Form 5500 (Schedules A and C), U.S. Department of Labor.

Benchmarked against: Other · 101–500 employees · same industry, in-state · n=378 employers (your plan plus 377 peers)

121

(latest)

Self-funded

Funding

$56,805

Broker pay, employer-paid lines (2025)

$39.12

55th pct vs peers · n=378

Lines disclosed: Dental · Vision · Life

Broker pay as a share of insured premium: 7.1% (peer median 6.2%, 65th percentile).

Without the 82 low-disclosure peers, this plan is at the 44th percentile of 296 comparable plans (your plan plus 295 peers).

Employer-paid $56,805 benchmarked for 2025 · Voluntary $2,321 shown separately, compared by rate only

Broker commission rate by benefit line

What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.

Medical

6.5%

2,620 peer contracts — p25 3.5% · median 4.9% · p75 5.3%. This contract: 6.5%.

Peer median 4.9%

Above peer range

Life

20.1%

1,282 peer contracts — p25 10.0% · median 14.4% · p75 17.5%. This contract: 20.1%.

Peer median 14.4%

Above peer range

Voluntary / worksite

Not comparable

Premium under $10,000 is too small to compare

Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Dental and Vision are filed only inside a bundled multi-line contract, so there is no single-line rate to compare. The bundle's effective rate is in the table below.

Where the $59,126 across all lines goes

Each broker and each benefit line, in dollars

How much broker pay rides inside the premium

Base commission against bonuses and other carrier payments, all funded through premium

Whether this number is drifting

Compensation across every filed year, against the peer median

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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.

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Benefits covered (latest filing)

HealthDentalLife insuranceShort-term disabilityOther

From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).

Broker history

Benefit lines covered by year — broker identity limited on public pages

Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.

Commission rates by benefit line

Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.

Benefit lineContractRatevs. peersPosition
Medicalfiled as “Health, Prescription drug”Blue Cross of California6.5%2,620 peer contracts — p25 3.5% · median 4.9% · p75 5.3%. This contract: 6.5%.med 4.9%Above peer range
Lifefiled as “Life, Other (ACCIDENTAL DEATH & DI…”Metropolitan Life Insurance Company20.1%1,282 peer contracts — p25 10.0% · median 14.4% · p75 17.5%. This contract: 20.1%.med 14.4%Above peer range

Bundled and other contracts — no single-line peer comparison

A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.

CoversContractEffective ratevs. peers
Dental + VisionAnthem Blue Cross Life and Health Insurance CompanyPlan 5016.5%Bundled; no single-line peer
3 contracts under $10,000 in premium — listed for completeness, not compared to peers. Show
  • Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
  • Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
  • Voluntary / worksite — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
  • Medical: n=2,620 contracts, West, 1-100 covered lives
  • Life: n=1,282 contracts, West, 101-500 covered lives
  • Voluntary / worksite: n=1,185 contracts, West, 1-100 covered lives

n = the number of peer contracts in that comparison group.

Everything in this table is from the 2025 filing. These 6 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.

Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.

Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position.

Plans on file

Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.

PN 501CERTIFIED WASTE SOLUTIONS EMPLOYEE BENEFITS AND WELFARE121 participants (2025)
HealthDentalLife insuranceShort-term disabilityOtherSelf-funded

Loading contracts…

Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.

At a glance

Primary brokerLimited on public pages
Years on file1
Lead broker continuitySingle year on file
Broker setup2 brokers across benefit lines
Most
Peer benchmarkOthern=378 · state peers

Is this your company?

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Or share your plan basics to unlock your company’s full detail — the report PDF itself is a separate purchase.

How do similar employers compare?

Employers in the same peer group (Other, similar size), from public Form 5500 filings. Open one to see what it pays its broker.

Browse more: California employer health plans · Other plans in California · all states

Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2025. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.

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