FORD MOTOR COMPANY
EIN 38-0549190 · MI · Manufacturing — Heavy
Benchmarked against: All industries · 50,000+ employees · all industries at this size, nationwide · n=115 employers (your plan plus 114 peers)
Fewer than the minimum (10) manufacturing — heavy employers of this size had broker pay on file, so the comparison widens to all industries at this size. The 115 figure is not manufacturing — heavy companies — it's every sector at your employee-size band, nationwide.
56,567
(latest)
Self-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
Funding
$920,937
Broker pay, employer-paid lines (2024)
$1.36
66th pct vs peers · n=115
Lines disclosed: Life · Low disclosure
Broker pay as a share of insured premium: 0.4% (peer median 2.1%, 2nd percentile).
Without the 28 low-disclosure peers, this plan is at the 59th percentile of 87 comparable plans (your plan plus 86 peers).
Per-participant and share-of-premium comparisons differ because your plan insures fewer lines than most peers. The line-by-line rates below are the most direct comparison.
Employer-paid $920,937 benchmarked for 2024 · Voluntary $35,306 shown separately, compared by rate only
Broker commission rate by benefit line
What the broker earns on each insured line, as a share of that line's own premium — not a share of total broker pay, and not what the coverage cost. Peers for these tiles: same region, similar covered lives. Full table below. How the national rates are built.
Life
0.3%
Peer median 2.4%
No commission on this contractMedical
1.4%
Peer median 2.6%
Below peer rangeVoluntary / worksite
1.5%
Peer median 9.9%
Below peer rangeVoluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Dental and Vision are not on this filing as their own contracts, so there is no peer rate to show for them.
This page shows what was filed. The report shows what it means.
- What the gap is worth — the dollar difference vs. peer median, including a 3-year view
- The current structure compared against levels comparable plans actually reported
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Broker Compensation Benchmark Report
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Where the $956,243 across all lines goes
Each broker and each benefit line, in dollars
How much broker pay rides inside the premium
Base commission against bonuses and other carrier payments, all funded through premium
Whether this number is drifting
Compensation across every filed year, against the peer median
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Line-item breakdown, multi-year trend, and methodology-backed framing — ready for fiduciary oversight and recordkeeping.
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Benefits covered (latest filing)
From the Form 5500 welfare benefit codes — the authoritative list of what the plan covers, including medical (health).
Broker history
Benefit lines covered by year — broker identity limited on public pages
Broker identity on this page is limited for public viewers. Sign in with your work email or share your plan basics for the full breakdown on your company.
Commission rates by benefit line
Each insured contract on the filing, with the broker's commission as a share of that contract's own premium. Premium is what was paid to the carrier for the coverage; only the commission column is broker pay.
| Benefit line | Contract | Rate | vs. peers | Position |
|---|---|---|---|---|
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 521 · 159,586 lives · Life, Other (ADD) | 0.3% | med 2.4% | No commission on this contract |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 550 · 100,270 lives · Life, Other (AD&D) | 0.4% | med 2.4% | No commission on this contract |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 551 · 5,621 lives · Life, Other (AD&D) | 0.4% | med 6.0% | No commission on this contract |
| Medicalfiled as “Health” | UnitedHealthcare Insurance Company | 1.4% | med 2.6% | Below peer range |
| Voluntary / worksite ($0 premium) | Metropolitan Life Insurance CompanyPlan 550 · 37,897 lives · Life, Other (VOLUNTARY AD&D) | 1.5% | med 9.9% | Below peer range |
| Voluntary / worksite ($0 premium) | Metropolitan Life Insurance CompanyPlan 551 · 2,583 lives · Life, Other (VOLUNTARY AD&D) | 1.5% | med 20.0% | Below peer range |
| Life ($0 premium) | Metropolitan Life Insurance CompanyPlan 551 · 1,713 lives · Life, Other (AD&D) | 1.8% | med 10.9% | Below peer range |
Bundled and other contracts — no single-line peer comparison
A bundled contract covers two or more lines on one premium (for example Health + Dental). Its effective rate is the commission on the whole premium; it is shown for completeness and never compared with single-line peers, because the mix of lines inside the bundle sets the rate as much as the broker does.
| Covers | Contract | Effective rate | vs. peers |
|---|---|---|---|
| Other benefitADD | Metropolitan Life Insurance CompanyPlan 521 | 1.7% | No comparable line |
1 contract under $10,000 in premium — listed for completeness, not compared to peers. Show
- Life — Metropolitan Life Insurance Company — Premium under $10,000 is too small to compare
How the peer group for each line was built
- Life: n=26 contracts, Midwest, 50000+ covered lives
- Life: n=383 contracts, Midwest, 2501-10000 covered lives
- Medical: n=736 contracts, Midwest, 501-2500 covered lives
- Voluntary / worksite: n=32 contracts, Midwest, 10001-50000 covered lives
- Voluntary / worksite: n=219 contracts, Midwest, 2501-10000 covered lives
- Life: n=1,131 contracts, Midwest, 501-2500 covered lives
- Life: n=678 contracts, Midwest, 1-100 covered lives
n = the number of peer contracts in that comparison group.
Everything in this table is from the 2024 filing. These 9 contracts are a subset of the broker compensation disclosed for that year. The remainder sits on contracts with no premium reported or on Schedule C service-provider fees, which carry no contract rate.
Who funds this. Voluntary / worksite premium is typically paid by employees through payroll deduction, so commission on those lines comes out of employee money rather than company money.
Peer comparison here is contract-level: each line is matched to single-line contracts covering a similar number of lives. The geography and size band come from that cell's generated scope label. That is a different group from the plan-level peer set, which compares employers on total broker cost per employee, so the two sample sizes are not expected to agree. The national table on the research page includes every single-line contract on that benefit line. Company pages use the tightest cell with at least 10 contracts — region and size when those exist, otherwise national. The two medians answer different questions, so they are not expected to match. Contracts under $10,000 in premium are listed for completeness, with no rate or peer position. A near-zero rate on a large premium usually means the broker is paid elsewhere (through a bundled contract, a Schedule C fee, or commission on other lines), so no market position is shown for that contract.
Plans on file
Expand a plan to see its insured contracts and year-over-year history — the details someone on the plan can recognize and verify.
PN 521GROUP LIFE AND DISABILITY INSURANCE PROGRAM160K participants (2024)DentalLong-term disabilityOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 594FORD MOTOR COMPANY - EMPLOYEE ASSISTANCE PLAN FOR HOURLY EMPLOYEES58K participants (2024)OtherFully insured · 9 years on file
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PN 520FORD - UAW HOSPITAL-SURGICAL-MEDICAL-DRUG-DENTAL-VISION PROGRAM FOR HOURLY EMPLOYEES57K participants (2024)HealthLife insuranceShort-term disabilityOtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 503FORD - UAW SUPPLEMENTAL UNEMPLOYMENT BENEFIT PLAN57K participants (2024)VisionSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 595FORD MOTOR COMPANY - EMPLOYEE ASSISTANCE PLAN FOR SALARIED EMPLOYEES33K participants (2024)OtherSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 9 years on file
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PN 550FORD MOTOR COMPANY LIFE AND ACCIDENTAL DEATH AND DISABILITY PLAN31K participants (2024)DentalLong-term disabilityOtherFully insured · 4 years on file
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PN 560HEALTHCARE PLAN FOR SALARIED EMPLOYEES29K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 562FORD DENTAL PLAN28K participants (2024)Life insuranceFully insured · 4 years on file
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PN 547FORD MOTOR COMPANY SALARIED VISION PLAN24K participants (2024)Short-term disabilityFully insured · 4 years on file
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PN 543FLEXIBLE BENEFITS PLAN OF FORD MOTOR COMPANY2.1K participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 551FORD MOTOR COMPANY LIFE & ACCIDENTAL DEATH & DISMEMBERMENT PLAN LL 1 - 41.2K participants (2024)DentalOtherFully insured · 4 years on file
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PN 561FORD MOTOR INTERNATIONAL SERVICE EMPLOYEES HEALTH INSURANCE211 participants (2024)HealthStop-lossFully insured
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PN 564FORD MOTOR COMPANY HEALTH REIMBURSEMENT ARRANGEMENT PLAN FOR PRE-MEDICARE RETIREES0 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 3 years on file
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PN 563FORD MOTOR COMPANY HEALTH REIMBURSEMENT ARRANGEMENT PLAN0 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded). · 4 years on file
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PN 565SALARIED HEALTH REIMBURSEMENT ARRANGEMENT0 participants (2024)HealthSelf-fundedSelf-funded (incl. mixed, stop-loss and level-funded).
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Covers = benefits reported on the Form 5500 (welfare benefit codes). Contracts = insured lines itemized on Schedule A; a self-funded medical line never appears there.
At a glance
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How do similar employers compare?
Employers in the same peer group (Manufacturing — Heavy, similar size), from public Form 5500 filings. Open one to see what it pays its broker.
- RAYTHEON COMPANYConnecticutCompensation disclosed →
- MICRON TECHNOLOGY, INCIdahoCompensation disclosed →
- STEELWORKERS HEALTH AND WELFARE FUNDPennsylvaniaCompensation disclosed →
- GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACEOhioCompensation disclosed →
- RTX CORPORATIONConnecticutCompensation disclosed →
Browse more: Michigan employer health plans · Manufacturing — Heavy plans in Michigan · all states
Sourced from Form 5500 filings as submitted to the U.S. Department of Labor. Most recent plan year on file: 2024. Dataset refreshed October 7, 2026. Plan years are labeled by the year they begin, so a July 2024 – June 2025 plan year is 2024. Filings may lag 12–18 months behind the current plan year.
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